UK Mortgages

For many years we have offered our existing clients the opportunity to take advantage of a completely free service to source the most competitive mortgage for their requirements.

The success of this service and the goodwill it generated led us to a decision to make this service available not only to our existing client base but also to potential new clients. At our head office here in Cheshire, we have an on-line facility which allows us to key in all the essential information relevant to a mortgage transaction and within minutes come up with a list of the most competitive facilities available within the market on an hour by hour basis from all the country's leading lenders.

Should you wish to raise funds by re-mortgage for whatever purpose, purchase a new home or a second home or even put your toe into the investment property market for the first time, we believe our service can be of great assistance to you.

In addition to sourcing the most competitive mortgage, we offer a full support service which takes you through the application, arrangements for valuations and recommendations to solicitors for legal work at competitive prices and the completion of your transaction.

We can help you with the most competitive and suitable insurance arrangements which cover repayment of the mortgage in the event of your premature death, diagnosis of a critical illness and, if required, a range of income replacement products to cover your mortgage in instalments should you become temporarily or permanently unable to follow your normal occupation.

The services available can be summarised as follows:

For UK residents

Standard Residential property purchase mortgages Re-mortgages for capital raising, home improvements or the purchase of a second property Mortgages or re-mortgages for buy-to-let residential properties

Bridging finance in today's volatile market could be an option for a number of people.  This offers potential financial solutions for situations such as downsizing, chain breaking, renovation and re-financing.

We can offer advice on the correct type of bridging arrangement without the penalties associated with this type of arrangement.

In certain cases we can provide an additional service at a pre-agreed fee in order to source the most appropriate property for your purposes in buy-to-let and residential investment property situations.

The initial sourcing of the most appropriate mortgage for your purposes is carried out free of charge, should you wish to proceed with our recommendations, fees are payable on a sliding scale dependent on the nature of the proposition. For overseas clients with whom we have no previous business relationship, a small deposit may be requested upon receipt of instructions to proceed further.

Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage.  Please note the FSA does not regulate some forms of Bridging Loans.

Go to our contact us section to find the member of the Alexander Beard team you need to speak to.