Blog

  • Germany – News on Employee Benefits

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    Readers’ of Alexander Beard News already had been informed recently that Germany has launched a new law to stabilize Employee Benefits and to encourage SME’s to implement new schemes. The “Betriebsrentenstärkungsgesetz” BRSG. One of the main pillars of the BRSG is the introduction of defined contribution schemes in Germany for the first time, if th...
  • Half of Britons expect young to be worse off than parents

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    A recent survey by the think tank, the Resolution Foundation, has found that almost half (48%) of respondents expected people born between 1981 and 2000, categorised as millennials, to have a standard of life worse than their parents due to economic concerns. In contrast, only 23% believed that millennials could expect their standard of life to be...
  • Too late to start saving?

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    Not beginning to save towards your retirement until you reach your fifties would not so long ago have been considered leaving matters far too late to put anything meaningful away for your life after work. Previous generations saw building a pension as something to do over an entire career, with contributions throughout your working life coupled wit...
  • Three lessons about retirement from those who have already retired

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    Retirement is undoubtedly the section of your life which receives the largest amount of planning for most people, with much of your working life spent ensuring you can live where and how you want once you’ve retired. However, as with all plans, there are always going to be aspects of your retirement which don’t end up quite how you’d expected, and...
  • Millions may miss out on pension pay out

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    A recent study by the Pensions and Lifetime Savings Association (PLSA) has suggested that people who have saved into defined benefit (DB) pension schemes have only a 50/50 chance of receiving the payouts they are expecting, resulting in millions missing out on the retirement income promised to them. The pressure on some employers to meet their pens...
  • Accounting and Brexit: where now?

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    It’s understandable that much of the talk around the impact of Brexit upon business has focused on the global multinationals. By definition, those businesses which have money flowing from one nation to another are going to experience the consequences of leaving the EU most obviously in terms of their operations. But what about businesses which oper...
  • 5 tips for reducing debtors

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    Keeping your debtors to a minimum is important to ensuring your business is a continuing success. However, reducing your debtors can often be a task which seems much easier said than done. Have a look below to see our top 5 tips for keeping your debtors down as much as possible. Reduce your trading terms – if you haven’t revised your trading terms...
  • Expat Services Role

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    Alexander Beard’s expat services division requires an adviser to take responsibility for its daily advisory activities. The company receives numerous new expatriate prospect leads every week from our relationships with Origen, 360 members and Mansion Park. We also have an existing globally mobile expat client base which requires ongoing servicing....
  • What will the new Finance Bill contain?

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    A second draft of the Finance Bill 2017 was introduced in September following the first draft released earlier in the year. The government used this second version to reintroduce measures that had been taken out of the earlier, shorter draft following Theresa May’s decision to call a snap election. The new draft includes new penalties for those who...
  • What impact will an interest rate rise have on young homebuyers’ mortgage bills?

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    Recent official figures have revealed that homebuyers are being lent more money by banks than at any time since the global financial crisis a decade ago, with many of the borrowers being young people for whom stepping onto the property ladder is barely affordable. As such, billions of pounds of debt which may prove unsafe is being taken on by them...