Healthcare

  • Netherlands Update - September 2017

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    On September 19th 2017, the Dutch Government has published its spending plans for 2018. However this year the situation is different than normal for several reasons. First of all there is still no new government in place. After the elections from March this year several attempts have been made to form a new coalition, but so far without result. New...
  • The U.S. Health Care System

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    The U.S. health care system is unique among advanced industrialized countries. The U.S. does not have a uniform health system, has no universal health care coverage, and only recently enacted legislation, the Affordable Health Care Act (ACA) informally known as “Obama Care” mandating healthcare coverage for almost everyone. Rather than operating a...
  • Should we be paid to exercise at work?

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    Following the findings of the British Heart Foundation that over 20 million UK people are classed as physically inactive, the discussion of just how to tackle this growing problem has emerged once again. One suggestion is that it’s now time for employers to make physical exercise part of the paid working day. Many tech companies, such as Google and...
  • Healthcare in the Netherlands (Video)

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    The requirements of the Dutch Health care system can be challenging for those coming to work or live in the Netherlands. The (Basic) Health Insurance is an insurance that is compulsory for all residents of the Netherlands. The health insurance covers necessary curative healthcare. The basic health insurance is subject to a duty to insure and a duty...
  • Changes 2017 in employee benefit legislation

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    Retirement Every year several figures for pension plans in the Netherlands are updated. Please find the most important changes below. Offset Pension system Minimum required offset Final Pay € 14.850 Average Pay € 13.123 Defined Contribution € 13.123   The offset has to be taken into account because of the social state p...
  • Our Ever Changing World

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    Sadly many countries once considered to be safe and conflict free, can now no longer make those claims. As global citizens you may be committed to live and work in challenging environments. Please take a moment to ask yourself a couple of questions. Would my family be financially secure if I died or had a serious injury whilst living and working...
  • Eerste wijzigingen zorgpremies 2017 bekend

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    In vergelijking met 2015, toen er sprake was van een complete stelselwijziging rond de langdurige zorg, blijft het aantal wijzigingen in 2017 beperkt. Eigen Risico Het eigen risico stijgt dit jaar niet en blijft 385 euro. De vrijwillige eigen bijdrage blijft maximaal 500 euro per jaar. In 2015 heeft bijna 12% van de verzekerden vanaf 18 jaar gekoze...
  • Update Health Insurances

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    On September 20th 2016, the Dutch Government has published its spending plans for 2017. Also this year there are adjustments made to the level of the mandatory deductible and the package that is covered trough the basic coverage. Mandatory deductible (own risk) In 2017 the mandatory deductible will not increase. This means that the insured has to p...
  • International Medical Cover In Our Changing World

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    According  to personal security experts “red24”, last year, 4 out of 5 business travellers went to medium, high or extreme risk destinations, yet just 46% of employees worked for firms with any formalised travel security policy. With recent events in France, Germany and Belgium still fresh in our minds, at Alexander Beard, we are aware that persona...
  • Health Care….. “Our children are able to start College, what are our options”?

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    We hear regularly from parents how difficult and time consuming it is researching suitable Health Care plans for sons and daughters. Children leaving home can be a very stressful time for all. We are now very pleased to be able to offer The ABG International Students Healthcare Plan. At least you can have peace of mind that appropriate medical cove...
  • More debate on care costs, as four out of ten say they would deplete wealth to avoid paying

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    Forty-three per cent of people in England would deliberately deplete their wealth to avoid paying for care, leading to more pressure on state finances than ever before, statistics from the latest Partnership Care Report show. Findings in the report show the number of people prepared to reduce their assets below the £23,250 annual threshold to ensur...
  • The Impact of Means Testing for the Cost of Care

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    The cost to you of care delivered by a local authority or trust is determined by a Care Assessment, which takes into account what your needs are and the services required and then Means Testing, which looks at how much capital and income you have that can be taken into account to offset the cost to the provider. In the capital and assets component...
  • Money trumps health as top retirement concern

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    Concerns over money dominate the thinking of pre-retirees, according to new research from Retirement Advantage. Conducted by YouGov, the study finds almost half (49%) of over 50s are worried about not having enough money in retirement to do the things they want to do, compared to just over a third (37%) who are concerned about health problems. Fin...
  • First premium levels 2016 Dutch Healthcare system published.

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    On September 15th, the Dutch Government has published its spending plans for 2016. Also this year there are adjustments made to the level of the mandatory deductible and the package that is covered trough the basic coverage. Mandatory deductible (own risk) In 2016 the mandatory deductible is increased with 10 euro to 385 euro. This means that the...
  • Eerste wijzigingen zorgpremies 2016 bekend

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    In vergelijking met vorig jaar, toen er sprake was van een complete stelselwijziging rond de langdurige zorg, blijft het aantal wijzigingen in 2016 beperkt. Eigen Risico Het eigen risico stijgt met 10 euro tot 385 euro. De vrijwillige eigen bijdrage blijft maximaal 500 euro per jaar. In 2015 heeft bijna 12% van de verzekerden vanaf 18 jaar gekozen...