Mike Shakespeare - Financial Planning Consultant (pictured left)
As we all know the fact that interest rates have been at historic lows has not meant the consumer has always benefited from rates you might associate with a 0.5% BOE base rate over the last 5 years.
However in recent weeks rates have fallen to their lowest ever, in many cases and with many people hanging on to Standard Variable rates after emerging from fixed rates, there has never been (or may never be) a better time to choose a new rate or move lender.
2 years fixed rates are below 2%, 5 year fixes below 3% and even 10 year fixed rates below 4%. With these rates often come high booking fees but that too is often good news, with many re-mortgage deals having no fees at all.
At Alexander Beard we pride ourselves on our Whole of Market approach to Mortgage Advice and as such we will place you in an informed position to make the right choice for your individual circumstance.
Your home may be repossessed if you do not keep up repayments on your mortgage(s).
The Financial Conduct Authority does not regulate some forms of buy to let.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be notified and agreed before we proceed.Posted In : Mortgages