Blog

  • VAT in ‘no deal’ Britain

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    With just seven months to go, the prospect of a ‘no deal’ Brexit looks increasingly likely. Theresa May recently said that it ‘wouldn’t be the end of the world’ and the fact that HMRC have just released guidance on ‘VAT for businesses if there’s no Brexit deal’ indicates that it is more than a distant possibility, despite HMRC’s assertion that ‘a s...
  • 4 top tips to protect yourself against pension scammers

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    You may well have seen the headlines that victims lost an average of £91k each in pension scams last year. Worryingly, in a recent survey, 32% of pension holders aged 45-65 said they were unsure how to verify if they were speaking to a genuine pensions adviser. Scammers are becoming increasingly sophisticated. They can be articulate and sound highl...
  • 3 out of 4 UK businesses are burdened by compliance

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    According to recent figures, 75% of British businesses feel weighed down by the burden of tax administration and compliance. It is believed that this has increased considerably in recent years, with some people describing the tax system as positively Byzantine. While the introduction of new tax reliefs and tax breaks has been welcome, the amount of...
  • Funding care home costs with a care home ISA

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    If you’re under 60, funding your future care might not be top of your agenda. Garden improvements, good restaurants and holidays probably rank slightly higher, as well as saving for your pension if you’ve not yet retired. However, the government could be proposing a new ISA in order to encourage people to start saving for their later life care. Rec...
  • Is recent instability a cause for alarm for emerging market investors?

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    Over the last two decades, emerging markets have been attractive to investors and investment strategies have followed an ever globalising trend. High growth rates in developing nations have meant that large profits have been generated in riskier assets outside of the more stable markets that have long dominated global economics. Often double-digit...
  • Alexander Beard Group branch out into Lloyd’s broking market

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    Alexander Beard Group branch out into Lloyd’s broking market Cheshire headquartered international financial services business, Alexander Beard Group (ABG), are delighted to announce the launch of Chilton Beard Limited, a new broker in the London Insurance Market, offering direct access to the Lloyd’s and London Markets. Based in the City of London...
  • Interest rate rise: What does this mean?

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    The Bank of England has raised interest rates from 0.5% to 0.75%, only the second rise in a decade. Currently, interest rates stand at their highest since 2009 and reflect what the Bank of England perceive as a general pick-up in the economy. The Bank said that a rise in household spending has strengthened the British economy. Economic growth for t...
  • Do androids dream of income tax?

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    By 2030, it is estimated that one in five jobs in Britain will be automated. When you consider that the workers currently doing these jobs pay income tax, this may pose quite a problem for the Inland Revenue. One solution that has been suggested is that of a ‘robot tax’. You could be forgiven for not knowing that the word ‘robot’ comes from the Cze...
  • What does the US trade war with China mean for the rest of the world?

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    Trump’s presidency has seen U.S. trade policies return to a bygone era of protectionism. At the start of July, the U.S announced $34 billion of tariffs on Chinese goods, suggesting that Trump has China firmly in his sights. With $16bn more in the pipeline and Trump advising his administration to prepare to collect a further $200bn worth of Chinese...
  • UK properties slower to sell than a year ago

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    While people may be experiencing difficulties in selling their houses, the flip side for those buying a property is that house prices haven’t been rising. This is good news for first time buyers in particular. According to the Halifax, the UK’s largest mortgage lender, in the year leading up to June 2018, house prices rose at their slowest pace sin...