Blog

  • Is the probate fee rise the ‘new inheritance tax’?

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    When someone dies and leaves a will, an executor is usually appointed in the will to deal with the deceased person’s estate – their money, property and possessions. Before they’re able to do this however, the executor has to apply for a ‘grant of probate’. This means they are legally allowed to distribute assets from the estate as outlined in the w...
  • What do the changes in business rates mean for you?

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    One aspect of the Spring Budget which was welcomed by small businesses and pubs alike was the announcement by the Chancellor Philip Hammond that they will receive additional help with their business rates bills. All pubs whose rateable value is under £100,000 will receive a discount on their bills to the value of £1,000, meaning that nine out of te...
  • Women face gender gap in pension contributions as well as pay gap

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    Whilst the pay gap experienced by women in comparison to men is most likely a problem you’ve heard about, another gender gap has emerged which is just as concerning. Recent figures suggest that, on average, women are receiving smaller pension contributions from their employers than men. Between 2013 and 2016, women benefitted from pension contribut...
  • Healthcare in the Netherlands (Video)

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    The requirements of the Dutch Health care system can be challenging for those coming to work or live in the Netherlands. The (Basic) Health Insurance is an insurance that is compulsory for all residents of the Netherlands. The health insurance covers necessary curative healthcare. The basic health insurance is subject to a duty to insure and a duty...
  • What financial wellbeing means for your health

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    The latest Financial Wellness Index has revealed that people with very little savings and those who are struggling to pay their bills are also those who are suffering from poor health. Conversely, those enjoying good health are more likely to experience a higher level of financial wellness. The findings raise the question of whether working to impr...
  • What is the ‘real rate of inflation’?

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    The current projected figures for 2017 see inflation set to grow by between 2.5% and 3%, but there are already reports surfacing that this figure is misleading, with most families set to experience much higher increases than this, thanks to the ‘real rate of inflation’. But what does that actually mean and why is the real rate so different to the p...
  • BREXIT TAKES OFF

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    Theresa May has formally notified the European Union of Britain’s intention to leave Sunday’s papers could not have been more divided. ‘This week the UK will throw into jeopardy 60 years of unparalleled European peace, security and prosperity’ warned the Observer. While a triumphalist Sunday Express declared, ‘EU laws head for the dustbin from next...
  • 4 great ways to make your money go further

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    January is a month that often feels twice as long in financial terms after the extravagances of Christmas and New Year, but just because we’ve reached March and your bank balance is finally looking a bit healthier doesn’t mean giving up all those thrifty habits you’ve adopted at the start of the year. It’s far better to capitalise on your good fina...
  • Should I transfer out of my final salary pension scheme?

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    Retirement consultancy Mercer recently revealed that the final salary pension deficit of the 350 largest companies listed in the UK had reached £137 billion by the end of last year, despite the FTSE 100 index closing 2016 at a record high. That figure is more than three times the corresponding deficit amount of £39 billion at the end of 2015. “This...
  • Which is best? Save or invest?

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    Whilst you might expect an increase in the cash and investment ISA limit to be welcomed, at least one dissenting voice has come from Steve Webb, former Pensions Minister and current policy director at Royal London. Webb has warned that the rise in April from the current annual limit of £15,240 up to £20,000 could encourage poor long-term investment...