Blog

  • How will your spending habits change in retirement?

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    It will come as a surprise to nobody that retirement is one of the biggest lifestyle changes you’ll ever experience. But as your priorities shift and the free time available to you increases, what you might not be as aware of is the way in which your spending habits are likely to alter too. A recent study analysed the spending patterns of household...
  • The London bubble: capital pays a third of UK tax

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    The latest findings of Centre for Cities, a think tank focused upon understanding and improving UK city economies, suggest that London now pays almost a third of all UK taxes. The capital increased its share of “economy taxes” by five percentage points to 30% since the 2004-05 financial year, and now generates nearly as much as all the tax combined...
  • The next squeeze on your finances: term time holiday fines!

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    Recent research suggests that up to 90,000 parents received fines for taking their child out of school during term time for a holiday. In total, the fines are estimated to amount to a staggering £5.6 million, which is a 267% increase on the estimated £1.5 million worth of fines issued in the 2012-13 academic year. The rise seems to have stemmed fro...
  • Inheritance tax: the recent changes you need to know about as you plan

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    The changes to inheritance tax that were introduced in the 2015 Budget will soon come into effect, with some becoming the law as early as April 2017. With less than a year to prepare for these changes, it’s important to ensure you know what to expect and that you’re doing everything you need to in order to ensure you aren’t caught out. The biggest...
  • Gender pay gap reporting is coming in October – what do you need to know?

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    New regulations on gender pay gap reporting are set to come into effect at the start of October 2016. Whilst this can only be a good thing to reduce the discrepancy between the pay received by men and women in the UK (the current pay gap is 19.2%), it also means additional expectations of affected employers to publish the numbers on their gender pa...
  • TRUMP VS CLINTON: THEIR ECONOMIC POLICIES AND WHAT THEY MIGHT MEAN FOR YOU

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    As expected both the 2016 Republican and Democratic National Conventions formally nominated Donald Trump and Hillary Clinton as the respective parties’ presidential candidates. The USA will go to the polls on Tuesday November 8th to choose the 45th President of the United States. They’ll be choosing between two candidates who actively dislike each...
  • A stark warning for pensioners in The Telegraph

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    The thought of not having enough money to live on during your retirement is not something that those with sizeable pension pots, nearing the end of their working lives, have had to worry about until recently. However, this is now an issue causing more and more sleepless nights, as reported in a recent article in The Telegraph looking into the finan...
  • Downsizing, retirement and proper planning

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    A recent study has found that 2.3 million UK homeowners aged 55 and over – almost 40% of people in that age bracket – are planning to downsize their home in order to raise money during their retirement. However, if downsizing wasn’t always the plan for these people, then it potentially shows poor financial planning for their later years. The averag...
  • NGO Reach Out

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    Hello, Lesley from the Alexander Beard Group here. I am the group’s International Schools and Aid Agencies Director. We are proud supporters and sponsors of both CHSAlliance and InsideNGO  who are the two foremost trade organisations and professional standards bodies for Charities and NGOs. I’m pleased to say that our TCN Retirement Plan continues...
  • International Medical Cover In Our Changing World

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    According  to personal security experts “red24”, last year, 4 out of 5 business travellers went to medium, high or extreme risk destinations, yet just 46% of employees worked for firms with any formalised travel security policy. With recent events in France, Germany and Belgium still fresh in our minds, at Alexander Beard, we are aware that persona...