Blog

  • Update Health Insurances

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    On September 20th 2016, the Dutch Government has published its spending plans for 2017. Also this year there are adjustments made to the level of the mandatory deductible and the package that is covered trough the basic coverage. Mandatory deductible (own risk) In 2017 the mandatory deductible will not increase. This means that the insured has to p...
  • Fireworks

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    One aspect of investment management that never fails to amaze me is that events don’t take a ticket and wait in line.  Any number of crises or threats can run simultaneously and there is nothing to prevent a number risks from all blowing up at the same time like a well-coordinated firework display. Another aspect of investment management that const...
  • The scammers won’t go away, so be careful out there!

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    It’s an unfortunate truth of the computer age that, as the software developed to protect your identity and sensitive information improves, so the methods of those trying to defraud you become ever more effective. It’s an ongoing battle between both sides, which means it’s just as important to be aware of scam emails now as it ever has been. The pra...
  • Where now for interest rates after Brexit?

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    Whilst the Bank of England initially seemed to be holding steady at a rate of 0.5% in the wake of Brexit, the announcement at the start of August that not only was the rate to be cut further to 0.25%, but also that there may well be further cuts in future, wasn’t all that surprising to many in the financial sector. In the wake of the turmoil follow...
  • Despite consistent positive savings messages, many are still struggling to save for the future

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    A recent report has found that a significant number of people aged 35 to 44 are still struggling to save anything for the longer term, and are only just affording to pay for their present circumstances. Whilst 37% said that they struggle with their finances from time to time, 34% of people between these ages find it difficult to keep up with bills...
  • “Brexit means Brexit.” But what does that really mean?

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    Introduction As everyone now knows, David Cameron’s promised referendum on the UK’s continued membership of the European Union was held on Thursday 23rd June. It resulted in a win for the ‘Leave’ campaign, with 51.89% of the votes cast. More than 17m people voted to leave the EU, with just over 16m supporting ‘Remain’. David Cameron duly fell on h...
  • Online pensions dashboard getting closer

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    Origo, the technology provider taking the lead on developing an online pensions dashboard, has suggested that a fully operational platform could go live as early as next year. The company revealed last month that the back-end technology is now finished, meaning that only the front-end (the part users will interact with) needs to be completed before...
  • Is working part of your retirement plan?

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    A recent study analysing the income statistics for pensioners has found that more people aged over 65 are continuing to work after they officially retire. Figures suggest that the amount of pensioners doing so is around 13%, an increase from just 8% over the past ten years. That figure might sound small, but it equates to 1.1 million people boostin...
  • Earning over £150,000? You need to review your pension. Here’s why.

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    If your annual income is above £150,000, then your pension allowance has been subject to tapering since April this year. For every £2 of income over £150,000, your £40,000 annual allowance is reduced by £1, with the reduction rounded down to the nearest whole pound if necessary. Reductions are capped at £30,000, meaning that those with incomes of £...
  • Update: the knock on effect of the interest rate cuts

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    Following the Bank of England’s decision to cut interest rates to a record low of 0.25% at the beginning of August and the initial reaction to that from within the financial sector, the resultant effects continue to be felt over a month later. Cash savings accounts have been hit the hardest, with some banks making cuts to their interest rates five...