Blog

  • Which benefits do employees value the most?

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    We’re living in a world where employee benefits are perhaps more varied than ever before. Those who work at Google reportedly enjoy free childcare, massages and even napping areas at work, whilst employees at Dropbox are provided with a stir fry bar, yoga sessions and Razor scooters to allow them to move around the workplace more quickly. Netflix,...
  • Don’t worry: there will be no stamp duty rise on your ‘granny flat’ after all

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    November 2015 saw Chancellor George Osborne announce a significant rise in the amount of stamp duty for second home and buy-to-let properties. The new level, which came into effect in April this year, is higher than that on residential property by three percentage points. What this means is that buying a second home for £200,000, will now have £6,3...
  • Alexander Beard Group’s EU Referendum summary and viewpoint

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    Britain Takes Back Control. Or Does It? This somewhat, necessarily, lengthy note covers the likely consequences of Britain’ historic decision. It our attempt to give you an overview of how things currently stand following the Leave campaign victory; but you will appreciate that events are moving very quickly. ‘I declare that the total votes cast f...
  • 2016’s Top Summer Holiday Destinations

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    As the warm weather keeps threatening to finally arrive for good, it feels like the perfect time to start thinking about where to go to get away in the summer months. Keep reading to discover our top three destinations for your 2016 holiday. Bordeaux, France – Situated in the area of France which currently produces the greatest volume of fine wines...
  • Brexit the Movie...

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    Sliding Doors Yesterday we saw a rising pound and markets shored up by polls indicating that Remain was likely to prevail.  Then, like the plot in “Sliding Doors”, an alternate reality took over.  The vote to Leave sent markets sliding, the pound tumbling and the movement was all the more extreme because of the about-turn from last minute polls to...
  • The new state pension and how it will affect you

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    The new single-tier state pension, also referred to as a ‘flat-rate’ pension, came into effect at the start of April this year. Whilst it makes the system simpler, as well as increasing the basic state pension from around £120 per week to a starting figure of £155 per week, the new system is not set to benefit everyone. To find out whether you’re o...
  • Don’t Worry, Be App-y: three great money-saving apps for your smartphone

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    Apps have transformed the way you can do almost everything in life, from tracking your fitness regime to ordering a takeaway. For those interested in saving money, there are hundreds of finance-related apps out there, but it’s hard to know which of these will actually help you manage your hard-earned cash and which will just take up space on your s...
  • The financial implications of Trump vs. Clinton

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    No matter what your personal feelings about those currently battling it out to be the 45th President of the United States of America, there’s no doubt that this campaign year will be remembered as one of the most unusual and unpredictable in history. Although the election won’t have a direct impact upon the UK, it’s fair to say that all eyes are li...
  • The unexpected financial influence of “The Bank of Mum and Dad”

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    Recently released data suggests that “The Bank of Mum and Dad” will lend out £5 billion this year to children looking to get on the UK property ladder. Parents will therefore be assisting in financing one in four of all UK mortgage transactions in 2016. The average loan amount will be £17,500, around 7% of the average purchase price, and parents ar...
  • Help To Buy vs Lifetime: Which ISA is best?

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    Set to be introduced in April 2017, the Lifetime ISA essentially offers an alternative to the Help To Buy ISA. With two competing options on the table, it’s important to know which is best for you and your needs, as whilst they have some similarities, there are also key differences between the two. The Help To Buy ISA allows you to save up to £200...