Blog

  • It’s not just the UK facing a steadily increasing retirement age…

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    Whilst the Brexit result of the EU referendum may have made many in the UK feel more distant from their European neighbours, it seems that the retirement proposals of a number of countries may be closer to our own than you might think. The Bundesbank, Germany’s central bank, recently made a muted proposal to raise the retirement age to 69 by 2060....
  • Triggering pensions freedoms without a plan could be costing you money

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    According to recent research, the introduction of pension freedoms has led to many thousands of people taking out large sums from their retirement funds, then leaving it earning them next to nothing in low-interest accounts. The figures from Citizens Advice who carried out the study suggest that around three in ten people are currently doing this,...
  • Three lessons about retirement from those who have already retired

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    Retirement is undoubtedly the section of your life which received the largest amount of planning for most people, with much of your working life spent ensuring you can live where and how you want once you’ve retired. However, as with all plans, there are always going to be aspects of your retirement which don’t end up quite how you’d expected, and...
  • Would you be happy renting in retirement?

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    A major goal for many during their retirement will be to enjoy their home after finishing paying off their mortgage. Depending on when you purchased your house however, and with house prices seeing a rise of 30% in the past decade, owning outright is becoming more difficult to achieve for some. Renting during retirement is therefore becoming more a...
  • Our Ever Changing World

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    Sadly many countries once considered to be safe and conflict free, can now no longer make those claims. As global citizens you may be committed to live and work in challenging environments. Please take a moment to ask yourself a couple of questions. Would my family be financially secure if I died or had a serious injury whilst living and working...
  • Eerste wijzigingen zorgpremies 2017 bekend

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    In vergelijking met 2015, toen er sprake was van een complete stelselwijziging rond de langdurige zorg, blijft het aantal wijzigingen in 2017 beperkt. Eigen Risico Het eigen risico stijgt dit jaar niet en blijft 385 euro. De vrijwillige eigen bijdrage blijft maximaal 500 euro per jaar. In 2015 heeft bijna 12% van de verzekerden vanaf 18 jaar gekoze...
  • Update Health Insurances

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    On September 20th 2016, the Dutch Government has published its spending plans for 2017. Also this year there are adjustments made to the level of the mandatory deductible and the package that is covered trough the basic coverage. Mandatory deductible (own risk) In 2017 the mandatory deductible will not increase. This means that the insured has to p...
  • Fireworks

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    One aspect of investment management that never fails to amaze me is that events don’t take a ticket and wait in line.  Any number of crises or threats can run simultaneously and there is nothing to prevent a number risks from all blowing up at the same time like a well-coordinated firework display. Another aspect of investment management that const...
  • The scammers won’t go away, so be careful out there!

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    It’s an unfortunate truth of the computer age that, as the software developed to protect your identity and sensitive information improves, so the methods of those trying to defraud you become ever more effective. It’s an ongoing battle between both sides, which means it’s just as important to be aware of scam emails now as it ever has been. The pra...
  • Where now for interest rates after Brexit?

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    Whilst the Bank of England initially seemed to be holding steady at a rate of 0.5% in the wake of Brexit, the announcement at the start of August that not only was the rate to be cut further to 0.25%, but also that there may well be further cuts in future, wasn’t all that surprising to many in the financial sector. In the wake of the turmoil follow...