Blog

  • Pension tax changes: Should you pay more before relief rates are curtailed?

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    Given recent comment from George Osborne, and mentions of the same during the Autumn Statement, it appears as though pension tax is set for a shake-up in 2016. With that in mind, there appears to be a potential opportunity for higher-rate taxpayers to make the most of their savings while the good times last. Though not confirmed at this current tim...
  • February Market Commentary

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    Twelve green bottles, standing on the wall Twelve green bottles, standing on the wall And if one green bottle, should accidentally fall… Yes, yes, we know the song is really ‘ten green bottles,’ but in January 2016 the world’s leading stock markets resembled nothing more than the row of proverbial bottles. As one fell, so they all fell – with one...
  • Seven suggestions made to the government during the consultation on pension taxation

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    The Government has recently finished a consultation looking at how pension taxation could work in the future. The Chancellor, George Osborne, has said that he expects to reveal the findings and the direction he is going to take during the March Budget. But is there any way to take an advance look at the situation? What has the Chancellor considered...
  • Stormy Markets

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    Stock markets have been stormy of late, with relatively large changes in values on a daily basis.  At the time of writing we have seen three consecutive days of falls. The headlines are all about market falls, but what is really going on? The real answer, is that nobody knows for sure.  When you look at charts of investment returns in the past it i...
  • BUDGET PREVIEW FEBRUARY 2016

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    Previewing the 2015 Budget almost exactly twelve months ago, we wrote: What now for the Chancellor as he starts to prepare for the Budget on March 18th? On the one hand, the UK is growing faster and recovering better than any other major economy. On the other, there are worrying clouds on the horizon. The victory of the left-wing, anti-austerity p...
  • Wijzigingen 2016 in werknemersvoorzieningen

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    Pensioen Jaarlijks worden diverse wettelijke bedragen voor de Nederlandse pensioenregelingen aangepast. Hieronder staan de belangrijkste wijzigingen. Franchise Pensioensysteem Minimale fiscal franchise Eindloonregeling € 14,657 Middelloonregeling € 12,953 Beschikbarepremieregeling € 12,953 In een pensioenregeling moet re...
  • Changes 2016 in employee benefit legislation

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    Retirement Every year several figures for pension plans in the Netherlands are updated. Please find the most important changes below. Offset Pension system Minimum required offset Final Pay € 14,657 Average Pay € 12,953 Defined Contribution € 12,953   The offset has to be taken into account because of the social state...
  • 7 Reasons why you should review your Pension’s in 2016

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    1 - Major changes to pension Tax Relief likely We already know high earners will be hit from 6 April 2016. The amount they can invest in a pension and receive tax relief on will fall to as little as £10,000. You are likely to be affected if your income is more than £150,000, although those with lower incomes could also be caught. But further chang...
  • The Old Year

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    The Arab Spring is turning into an Islamic Winter for the middle east, with some added cold wind, reminiscent of the Cold War. Russia and Iran are seemingly aligned against a US-backed Saudi Arabia and Turkey. The intricacies of the religious, political, military, and historical events taking place are complex to say the least. “Outrageously unstab...
  • 10 ways to save money in 2016

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    Is sorting out your finances top of your new year’s resolution list? Here’s a few ways the government can help to get you started in 2016. Please note that tax advice is not regulated by the Financial Conduct Authority and that this article is not for your personal advice. If you wish to talk to your adviser please do call us. If you’re saving fo...