Blog

  • Dutch Pension plans – Changes for 2018

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    Corporate pension age The retirement age for occupational pension schemes will be increased from January 1, 2018 from 67 to 68 years. The increase on the pension age has consequences for the maximum allowed accrual rates in DC plans. These will be lowered with 4% to 6%. Maximum allowed age related premium based on 3% interest per 01-01-2018; Age  ...
  • 3 key considerations to ensure a surviving spouse is looked after

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    It’s only natural if you have a husband, wife or civil partner that you will want to do everything you can to ensure they’re looked after financially in the event of your death. But it’s not as simple as ensuring that they are named as a beneficiary in your will, as if you don’t take a number of potential complications into account, you could inadv...
  • Why retirement is worrying millennials and what steps they are taking

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    A recent study by HSBC has revealed the main financial worries of the ‘millennial’ generation, recognised as those born between 1980 and 1997. As its title suggests, the ‘Future of Retirement’ survey focuses primarily on how millennials feel about how they are preparing for life after work, but also delves into the wider issues around money and mod...
  • Falling house prices in the UK for the third month in a row

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    Recent figures have shown that house prices in the UK fell again in May this year, making it the third month in a row which has seen prices go down. Nationwide, the UK’s biggest building society which carried out the research, stated that this is the first time house prices have fallen in three consecutive months since 2009. Following the drop of 0...
  • What does the current political climate mean for your savings and investments?

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    Whilst the country takes in the latest developments in the ongoing saga that is contemporary British politics, one question that many will be looking for answers to, is how the result of the general election is likely to affect them financially. It’s inevitable that savings and shares will be impacted upon in some way by Theresa May’s failure to co...
  • What’s happening with DB pension schemes?

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    Defined benefit (DB) pension schemes continue to be a hot topic in the business and financial worlds as an increasing number of people seek to transfer their pensions from a DB scheme. Recent figures suggest that more than four out of five (83%) of financial advisers in the UK have seen an increased demand for such transfers over the last twelve mo...
  • ‘Alternative investments’: from children’s books to memorabilia

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    If you’ve got some spare cash left over from more traditional, structured investments, then you could follow in the footsteps of the growing number of people investing in collectibles. As well as providing something physical to enjoy and look after in a way that other investments can’t, many collectible items can increase in value as time goes on....
  • The financial pros and cons of self-employment

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    Studies show that being self-employed has an impact on family life due to the increase in pressure and stress it brings. According to the Centre for the Modern Family’s report ‘Self-employment and the Family’, a fifth of those related to self-employed workers admitted to their household experiencing higher levels of stress, thanks to their career c...
  • How will your spending habits change in retirement?

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    It will come as a surprise to nobody that retirement is one of the biggest lifestyle changes you’ll ever experience. But as your priorities shift and the free time available to you increases, what you might not be as aware of is the way in which your spending habits are likely to alter too. Research analysing the spending patterns of households in...
  • Should we be paid to exercise at work?

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    Following the findings of the British Heart Foundation that over 20 million UK people are classed as physically inactive, the discussion of just how to tackle this growing problem has emerged once again. One suggestion is that it’s now time for employers to make physical exercise part of the paid working day. Many tech companies, such as Google and...