Blog

  • Three lessons about retirement from those who have already retired

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    Retirement is undoubtedly the section of your life which receives the largest amount of planning for most people, with much of your working life spent ensuring you can live where and how you want once you’ve retired. However, as with all plans, there are always going to be aspects of your retirement which don’t end up quite how you’d expected, and...
  • Millions may miss out on pension pay out

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    A recent study by the Pensions and Lifetime Savings Association (PLSA) has suggested that people who have saved into defined benefit (DB) pension schemes have only a 50/50 chance of receiving the payouts they are expecting, resulting in millions missing out on the retirement income promised to them. The pressure on some employers to meet their pens...
  • Accounting and Brexit: where now?

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    It’s understandable that much of the talk around the impact of Brexit upon business has focused on the global multinationals. By definition, those businesses which have money flowing from one nation to another are going to experience the consequences of leaving the EU most obviously in terms of their operations. But what about businesses which oper...
  • 5 tips for reducing debtors

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    Keeping your debtors to a minimum is important to ensuring your business is a continuing success. However, reducing your debtors can often be a task which seems much easier said than done. Have a look below to see our top 5 tips for keeping your debtors down as much as possible. Reduce your trading terms – if you haven’t revised your trading terms...
  • Expat Services Role

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    Alexander Beard’s expat services division requires an adviser to take responsibility for its daily advisory activities. The company receives numerous new expatriate prospect leads every week from our relationships with Origen, 360 members and Mansion Park. We also have an existing globally mobile expat client base which requires ongoing servicing....
  • What will the new Finance Bill contain?

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    A second draft of the Finance Bill 2017 was introduced in September following the first draft released earlier in the year. The government used this second version to reintroduce measures that had been taken out of the earlier, shorter draft following Theresa May’s decision to call a snap election. The new draft includes new penalties for those who...
  • What impact will an interest rate rise have on young homebuyers’ mortgage bills?

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    Recent official figures have revealed that homebuyers are being lent more money by banks than at any time since the global financial crisis a decade ago, with many of the borrowers being young people for whom stepping onto the property ladder is barely affordable. As such, billions of pounds of debt which may prove unsafe is being taken on by them...
  • Quarterly Newsletter – Autumn 2017

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    Welcome to our latest ’17 newsletter I am delighted to begin this quarter’s newsletter by marking the 30th anniversary of the company. I opened the doors of Alexander Beard and Company Ltd., on the 12th October 1987; the following 7 days witnessed the effects of the first major hurricane in Britain and a few days later the global stock market crash...
  • Perspectives on Active and Passive

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    One of the things I love most about working with investments is that it is impossible to isolate a single idea, cause or theme. All of the information is interlinked somehow, whether it is hard data or a philosophy of investment. As a result, the investment world can occasionally take you in surprising directions. This is what happened when I quick...
  • Tax-Efficient Retirement Account (USA)

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    We are delighted to announce the eagerly awaited additional feature to our International Retirement Plan. Recently launched, the new Alexander Beard US based TERA (Tax Efficient Retirement Account) will accept transfers in from existing IRPs making for a smooth transition process for returning US plan members. The purpose of the TERA (USA) is to b...