Blog

  • Quarterly Newsletter - April 2018 - Paul Beard Introduction

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    Hello Welcome to our Spring edition newsletter, although the last 3 months here in the UK have felt like an eternal winter. There isn’t a great deal to report upon in the world of money, finance and investment this quarter including ‘goings on’ at ABG. The economy in the UK remains buoyant, tax revenues are now meeting normal expenditure and the Ch...
  • Is your family financially vulnerable?

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    Research from a large Global Insurer has shown that as many as 61% of transient professionals working outside their home countries had medical cover (usually through their employment package) but no life cover in place. Expats appear more likely to insure their health whilst ignoring financial provision for their untimely death even if this would r...
  • Retirees embracing social, mobile and tablet

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    You’ve lived a full and rewarding life, settled down, had a family, and are now reaping the benefits of working hard and investing in your future. But has the world got smaller since back when you first began to make your mark? Now, through using social media on your tablet or smartphone, you can find that school friend that emigrated halfway acros...
  • Talking about your will – don’t be one of the 93%

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    A national saving and investment survey has shown only 7% of people have spoken to their parents about inheritance. One of the most important parts of planning to leave an inheritance is to talk about it. This is obviously not an easy topic and it may be a good idea to set aside some specific family time to have this discussion. This could help av...
  • HMRC reveal the UK’s tax landscape

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    At the beginning of March 2018, HMRC published figures on personal taxation and income throughout the UK for the 2015/16 tax year. The full report offers some interesting insights into the nation’s finances. According to the report by HMRC, the UK population collectively earned more income in 2015/16 than ever before. Total UK income broke the £1 t...
  • Children caring for parents and the impact on everyone’s wealth

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    A recent study carried out in the USA found that those caring for elderly parents are likely to experience additional financial difficulties on top of the extra stress such responsibilities can bring. The study found that three out of ten American caregivers had also experienced negative consequences from their employers because of their duty to ca...
  • Taxes set to rise for baby boomer generation?

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    Recent research has suggested that those in the baby-boomer generation should be prepared to pay higher wealth taxes in order to pay for healthcare costs likely to climb steeply in the near future. According to think tank the Resolution Foundation, this could signal the end of the tax cuts in Britain, a development which may have less impact on tho...
  • Will the cold calling ban be enough to stop Pension Fraud?

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    You may remember the 2014 Budget, where the Government announced that pensions freedom would be introduced, to start in the 2015/16 tax year. Lauded as a great step forward, it allowed savers aged 55 and over the legal right to move their money; taking the whole amount as a lump sum and paying no tax on the first 25%, with the rest taxed as if it w...
  • Emerging markets: looking back on 2017 and forward on 2018

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    2017 was a good year for Emerging Markets, which continued their recent strong run, keeping them on track to outperform Developed Markets in back-to-back years for the first time since 2009/10. Compared to 2016, which offered only marginal outperformance thanks to the election result in the US in November causing a sharp market correction, the perf...
  • Four things to look out for in the new tax year

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    With a new tax year come changes to tax and benefits. But just as it’s important to know what changes are being made, it’s equally, if not more important, to actually understand how the changes affect you or your business, or if they even have an impact on you at all. Here are four of the key changes to look out for at the start of the 2018/19 tax...