Blog

  • The Quirky Investor’s Guide: Classic Cars

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    Alternative asset classes might then appear to be a good place to put your money if you want to enjoy it, the most popular among these being wine. Unfortunately, the value of wine falls by 100 per cent as soon as it’s drunk. All this might leave you thinking that you have very limited options if you want something that you will actually enjoy. Well...
  • 4 key ways to prevent your grown-up children derailing your retirement savings

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    The Bank of Mum and Dad is a well-known concept and we all hate to see our children struggle financially, which is why many parents continue to support their children well into adulthood. Instead of being ‘empty nesters’, many parents discover that their offspring return to the family home straight after university (that is if they ever left in the...
  • The rise of ‘staycation’ buy-to-lets

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    Since the Brexit vote, ‘staycations’ have become increasingly popular. This is unsurprising – for many people, going to the bureau de change has become an uncomfortable experience of seeing their hard-earned pounds transformed into a pitiful equivalent of euros or US dollars. Recently, VisitBritain announced that there has been a 5.8% rise in domes...
  • 3 financial fears this Halloween and how to overcome them

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    With Halloween on the horizon, it’s time to be prepared for scary movies on TV, ghosts and ghouls trick-or-treating at your door and listening extra carefully for things that go bump in the night. But whilst these fears might be unfounded, it might be a good time to think about what frightens you in your finances and, more importantly, how to overc...
  • VAT in ‘no deal’ Britain

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    With just seven months to go, the prospect of a ‘no deal’ Brexit looks increasingly likely. Theresa May recently said that it ‘wouldn’t be the end of the world’ and the fact that HMRC have just released guidance on ‘VAT for businesses if there’s no Brexit deal’ indicates that it is more than a distant possibility, despite HMRC’s assertion that ‘a s...
  • 4 top tips to protect yourself against pension scammers

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    You may well have seen the headlines that victims lost an average of £91k each in pension scams last year. Worryingly, in a recent survey, 32% of pension holders aged 45-65 said they were unsure how to verify if they were speaking to a genuine pensions adviser. Scammers are becoming increasingly sophisticated. They can be articulate and sound highl...
  • 3 out of 4 UK businesses are burdened by compliance

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    According to recent figures, 75% of British businesses feel weighed down by the burden of tax administration and compliance. It is believed that this has increased considerably in recent years, with some people describing the tax system as positively Byzantine. While the introduction of new tax reliefs and tax breaks has been welcome, the amount of...
  • Funding care home costs with a care home ISA

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    If you’re under 60, funding your future care might not be top of your agenda. Garden improvements, good restaurants and holidays probably rank slightly higher, as well as saving for your pension if you’ve not yet retired. However, the government could be proposing a new ISA in order to encourage people to start saving for their later life care. Rec...
  • Is recent instability a cause for alarm for emerging market investors?

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    Over the last two decades, emerging markets have been attractive to investors and investment strategies have followed an ever globalising trend. High growth rates in developing nations have meant that large profits have been generated in riskier assets outside of the more stable markets that have long dominated global economics. Often double-digit...
  • Alexander Beard Group branch out into Lloyd’s broking market

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    Alexander Beard Group branch out into Lloyd’s broking market Cheshire headquartered international financial services business, Alexander Beard Group (ABG), are delighted to announce the launch of Chilton Beard Limited, a new broker in the London Insurance Market, offering direct access to the Lloyd’s and London Markets. Based in the City of London...