Blog

  • How will your spending habits change in retirement?

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    It will come as a surprise to nobody that retirement is one of the biggest lifestyle changes you’ll ever experience. But as your priorities shift and the free time available to you increases, what you might not be as aware of is the way in which your spending habits are likely to alter too. Research analysing the spending patterns of households in...
  • Should we be paid to exercise at work?

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    Following the findings of the British Heart Foundation that over 20 million UK people are classed as physically inactive, the discussion of just how to tackle this growing problem has emerged once again. One suggestion is that it’s now time for employers to make physical exercise part of the paid working day. Many tech companies, such as Google and...
  • Top tips for retiring successfully

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    Your retirement should be something you look forward to: a time when you can reward yourself for the years of hard work you’ve put into your career, your family and anything else you’ve spent time and effort on throughout your life. But retiring successfully can be trickier than it might first seem. So, whether you’re looking to leave the world of...
  • The Consensus View

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    With the hung parliament following the UK election result - it turns out that there isn’t a consensus view!   But perhaps what the UK now has is a parliament that better reflects more of the views of the UK people, a generally well diversified bunch.  So what does this mean for investment markets? When you take a much wider view, considering the gl...
  • What will the ‘hole in the wall’ of the future look like?

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    Whilst contactless payment may still feel like a relatively new phenomenon, the first card to offer this capability – Barclaycard’s OnePulse, which combined a credit card with the Oyster card used on London transport systems – celebrates the tenth anniversary of its launch later this year. Making a contactless payment for small purchases now feels...
  • Bill to the Bank of Mum and Dad could reach £6.5bn

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    A recent report has suggested that the ‘Bank of Mum and Dad’ will be lending their children over £6.5 billion this year in order to help them onto the property ladder. The projected figure is around £1.5 billion higher than the £5 billion loaned by parents to their offspring in 2016, demonstrating an increase of 30% and meaning that more than one i...
  • How to pass on ISAs after you’re gone

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    ISAs have long been regarded as a simple and effective way of protecting your savings from the taxman, with the increased limit now allowing you to shelter up to £20,000 of your savings a year from being taxed. Whilst this can be a great help in protecting your nest egg during your own life, you’ll also want to know that your hard-earned savings wi...
  • Travel insurance: what to look for in a good policy

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    It’s that time of year when you may be starting to think about booking a holiday. Travelling without insurance can be a gamble, particularly if you are going overseas, leading to many jet-setters now seeing it as an essential purchase before they leave. However, the variety of travel insurance policies out there can seem overwhelming, especially i...
  • Where is the property market hottest in the current climate?

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    The latest figures from the housing market suggest that the Midlands is currently the hottest area for property, with price rises outstripping even those seen in the traditional hotspots further south. Rightmove’s most recent monthly price index has revealed that the average asking price for a home in the East and West Midlands during March increas...
  • The new Lifetime ISA is here: the pros and cons

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    The Lifetime Individual Savings Account, also known as the Lifetime ISA or simply “LISA”, is the brainchild of former Chancellor George Osborne and has finally arrived at the beginning of April for those wanting to get their hands on one. That might be trickier than you would think, however, with no banks or building societies currently offering LI...