Blog

  • Prince, Bob Marley, Abraham Lincoln, Martin Luther King, Pablo Picasso…. What do they all have in common?

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    They all died without making a Will. I know we’ve asked before but we’ll ask again… Have you made a Will? As an Expat, there are even more reasons to have a valid Will in place. Different countries have different rules around inheritance, property and tax. You need a Will that protects your assets as much as possible and ensures that your wishes ar...
  • Is uncertainty becoming the new norm?

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    No matter how often we might have heard soundbites such as ‘strong and stable’ and ‘Brexit means Brexit’ which are intended to reassure us, it seems that every major political event of the past twelve months has delivered an unexpected result and an uncertain future. June’s general election was no different: Theresa May began streets ahead in the p...
  • Dutch Pension plans – Changes for 2018

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    Corporate pension age The retirement age for occupational pension schemes will be increased from January 1, 2018 from 67 to 68 years. The increase on the pension age has consequences for the maximum allowed accrual rates in DC plans. These will be lowered with 4% to 6%. Maximum allowed age related premium based on 3% interest per 01-01-2018; Age  ...
  • 3 key considerations to ensure a surviving spouse is looked after

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    It’s only natural if you have a husband, wife or civil partner that you will want to do everything you can to ensure they’re looked after financially in the event of your death. But it’s not as simple as ensuring that they are named as a beneficiary in your will, as if you don’t take a number of potential complications into account, you could inadv...
  • Why retirement is worrying millennials and what steps they are taking

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    A recent study by HSBC has revealed the main financial worries of the ‘millennial’ generation, recognised as those born between 1980 and 1997. As its title suggests, the ‘Future of Retirement’ survey focuses primarily on how millennials feel about how they are preparing for life after work, but also delves into the wider issues around money and mod...
  • Falling house prices in the UK for the third month in a row

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    Recent figures have shown that house prices in the UK fell again in May this year, making it the third month in a row which has seen prices go down. Nationwide, the UK’s biggest building society which carried out the research, stated that this is the first time house prices have fallen in three consecutive months since 2009. Following the drop of 0...
  • What does the current political climate mean for your savings and investments?

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    Whilst the country takes in the latest developments in the ongoing saga that is contemporary British politics, one question that many will be looking for answers to, is how the result of the general election is likely to affect them financially. It’s inevitable that savings and shares will be impacted upon in some way by Theresa May’s failure to co...
  • What’s happening with DB pension schemes?

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    Defined benefit (DB) pension schemes continue to be a hot topic in the business and financial worlds as an increasing number of people seek to transfer their pensions from a DB scheme. Recent figures suggest that more than four out of five (83%) of financial advisers in the UK have seen an increased demand for such transfers over the last twelve mo...
  • ‘Alternative investments’: from children’s books to memorabilia

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    If you’ve got some spare cash left over from more traditional, structured investments, then you could follow in the footsteps of the growing number of people investing in collectibles. As well as providing something physical to enjoy and look after in a way that other investments can’t, many collectible items can increase in value as time goes on....
  • The financial pros and cons of self-employment

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    Studies show that being self-employed has an impact on family life due to the increase in pressure and stress it brings. According to the Centre for the Modern Family’s report ‘Self-employment and the Family’, a fifth of those related to self-employed workers admitted to their household experiencing higher levels of stress, thanks to their career c...