Blog

  • What is pound cost averaging?

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    If you’re unclear on what the term ‘pound cost averaging’ means, the simplicity of what it describes is perhaps best demonstrated through an example. Abbie is an investor who has already decided where she wants to make a long-term investment. She also earns money through her job and invests more each month. Abbie therefore has three options as to h...
  • The upsides and downsides of downsizing

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    If your family has grown up and flown the nest and you’re moving closer to retiring, it’s likely that you’ve at least thought about downsizing your home. For some it can be for practical reasons, for others it might be a desire to be closer to their children if they’ve relocated, for others still it might simply be the desire for a change of scener...
  • Google’s £50m tax bill and what it signals for digital firms

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    Headlines involving the finances of huge corporations such as Google, Facebook and Amazon will always attract interest and Google’s latest tax bill is no exception. It also opens up a wider conversation of the taxation of digital firms.The tech giant’s annual accounts reveal that on UK profits of £202.4m, the company will pay corporation taxes of £...
  • Pension drawdown - Video

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  • What does GDPR mean and how does it affect me?

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    GDPR is one of those acronyms you’re probably hearing a lot about at the moment. You’re no doubt receiving a high number of emails asking if you’re still happy to receive communications from a company and to be on their database. So what are the reasons behind this? In 2016, a bill was passed by the European Union introducing the General Data Prote...
  • Employee Benefit update Netherlands

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    30% Ruling The 30% reimbursement ruling (better known as the 30% ruling) is a tax advantage for highly skilled migrants moving to the Netherlands. When the necessary conditions are met, the employer can grant a tax free allowance equivalent to 30% of the gross salary. In the Netherlands this Tax ruling very popular with expats. The Dutch Government...
  • An Economic Perspective – Are Australian streets still paved in gold?

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    The Australian economy has experienced between 2-3% growth for the last few years. Growth in consumer spending and public investment certainly helped, but soft housing and business investment and a large detraction in net exports weighed on growth. No recession on the radar although growth is seen to be below potential, certainly when compared with...
  • Employee Benefit update Netherlands

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    Retirement Per 2018 all Defined contribution plans need to be prepared for the possibility for employees to buy a variable pension after retirement. Up to 2018 employees who retire needed to buy a fixed annuity with their DC pension capital at retirement date. Because of the current low interest rates that caused lower pension benefits than expecte...
  • D-Day Imminent for GDPR

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    The data protection law is changing and new regulation, which all businesses in the EU (not just financial services) MUST follow, is coming into force on the 25 May 2018. The legislation is called GDPR (General Data Protection Regulation). The new rules are designed to create a uniform level of data protection throughout the EU and accommodate the...
  • World pension ages on the rise: when will you retire?

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    State pension ages are rising around the world. We compare increases in different countries and suggest how people can still retire early. State pension ages are rising around the world. Most countries will increase the point at which people can withdraw payments to 67 in coming decades. Some governments have been more aggressive. The UK and Irelan...