Blog

  • UK Pension Rules

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    UK Pension Rules (or does it?) In the UK Budget handed down in March new rules relating to the transfer of UK Pensions were announced and subsequently legislated. The HMRC directive (stating UK pension transfers should only be made to the country in which the member resides) will now be enforced by new legislation introduced in the Finance Bill 201...
  • Investing in a New US Climate

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    An acquaintance of mine was a state legislator representing a district within California. When “Then Movie Star” Arnold Schwarzenegger was running for Governor of California, the legislator said to me, “...if Schwarzenegger gets elected, he won't get anything done. We won't let him get anything done.” His point was, Schwarzenegger was an outsider a...
  • We are pleased to announce the launch of our new International Savings Plan

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    Why Might You Need It? Because; You want a savings plan with the option to add to your plan or make withdrawals at any time to suit your lifestyle. You would like to save, perhaps for a specific purpose. For example: Private education or university fees. A deposit to buy a property. A wedding. A gap year. The new Alexander Beard International Sa...
  • Will the first online-only savings bond mean savers will miss out?

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    The new government-backed savings bond from National Savings & Investment (NS&I) is set to launch in April this year, offering what Chancellor Philip Hammond has described as a ‘market-leading’ interest rate of 2.2% over three years. The bond is also set to become the first savings account offered by NS&I which will only be offered onli...
  • Is the probate fee rise the ‘new inheritance tax’?

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    When someone dies and leaves a will, an executor is usually appointed in the will to deal with the deceased person’s estate – their money, property and possessions. Before they’re able to do this however, the executor has to apply for a ‘grant of probate’. This means they are legally allowed to distribute assets from the estate as outlined in the w...
  • What do the changes in business rates mean for you?

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    One aspect of the Spring Budget which was welcomed by small businesses and pubs alike was the announcement by the Chancellor Philip Hammond that they will receive additional help with their business rates bills. All pubs whose rateable value is under £100,000 will receive a discount on their bills to the value of £1,000, meaning that nine out of te...
  • Women face gender gap in pension contributions as well as pay gap

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    Whilst the pay gap experienced by women in comparison to men is most likely a problem you’ve heard about, another gender gap has emerged which is just as concerning. Recent figures suggest that, on average, women are receiving smaller pension contributions from their employers than men. Between 2013 and 2016, women benefitted from pension contribut...
  • Healthcare in the Netherlands (Video)

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    The requirements of the Dutch Health care system can be challenging for those coming to work or live in the Netherlands. The (Basic) Health Insurance is an insurance that is compulsory for all residents of the Netherlands. The health insurance covers necessary curative healthcare. The basic health insurance is subject to a duty to insure and a duty...
  • What financial wellbeing means for your health

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    The latest Financial Wellness Index has revealed that people with very little savings and those who are struggling to pay their bills are also those who are suffering from poor health. Conversely, those enjoying good health are more likely to experience a higher level of financial wellness. The findings raise the question of whether working to impr...
  • What is the ‘real rate of inflation’?

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    The current projected figures for 2017 see inflation set to grow by between 2.5% and 3%, but there are already reports surfacing that this figure is misleading, with most families set to experience much higher increases than this, thanks to the ‘real rate of inflation’. But what does that actually mean and why is the real rate so different to the p...