Blog

  • Using the pension freedoms? How to make sure you don’t run out of money in 16 years.

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    Recent research has revealed the alarming statistic that around a third of people are now likely to run out of money after they retire, which could result in their children’s inheritance being severely diminished or even disappearing completely. This follows the introduction of pension freedoms in 2015, which have allowed people to withdraw large a...
  • Planning ahead for Christmas…

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    The ever-expanding festive fare already available in every high street shop and supermarket provides a daily reminder that Christmas is just around the corner. Whilst it might still feel too soon for you to begin thinking about your arrangements for the Yuletide season, there are definite benefits to getting your Christmas plans in order nice and e...
  • How will AI change your interactions with your accountant?

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    When you hear the words ‘artificial intelligence’, the first thing you think of is probably one of the many examples of computers and machines built to think, work and react like a human being in the movies. But AI is certainly no longer a fantasy restricted to the world of science fiction, with its application being explored in countless areas of...
  • UK government to toughen stance against online VAT fraud

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    The government’s Public Accounts Committee criticised HMRC last month for their undue cautiousness in pursuing ‘fraudsters’ who fail to pay VAT when selling goods online. Whilst major online marketplace sites Amazon and eBay have said they are working together with HMRC to tackle the issue, the companies are also currently raking in extra profit, w...
  • Millennials leading the way in saving for retirement

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    Recent data suggests that younger generations are on track to save more than their parents and grandparents, despite their earnings on average being considerably lower. Part of the reason for this is time: simply put, young people have more years ahead of them than older generations until they retire, meaning that any money they put away now has mo...
  • Power of Attorney – the case for and against

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    Setting up a trusted family member or friend with a Lasting Power of Attorney (LPA) ensures that someone else is able to make important decisions for you when you’re no longer in a position to be able to make them for yourself. But this in itself is always going to be a key decision in your life, so it’s important to consider the benefits and risks...
  • Unique solution for your international travelling work force for 2018!

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    Providing a suitable solution for both local and international health coverage for your international workforce in the Netherlands can be challenging. Where international Health cover might seem sufficient, the local requirements for your workforce in the Netherlands might require additional local coverage. Anyone living and working in the Netherla...
  • 4 top tips to make your retirement savings last

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    When it comes to saving for when you retire, at the very least you want to ensure that you’re going to have enough to pay for your living costs for the rest of your life. However, what you probably want to be aiming for is a nest egg which allows you to truly enjoy your life after work and do all the things you’ve planned for as you’ve saved. Some...
  • How to track down a ‘zombie’ Child Trust Fund

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    Launched by the Labour government in 2005, Child Trust Funds (CTFs) were given to every child born on or after 1st September 2002 until just over nine years later at the start of 2011. CTFs were then replaced by Junior ISAs (JISAs) at the start of the austerity period. However, recent research has revealed that around 900,000 CTFs have since become...
  • Germany – News on Employee Benefits

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    Readers’ of Alexander Beard News already had been informed recently that Germany has launched a new law to stabilize Employee Benefits and to encourage SME’s to implement new schemes. The “Betriebsrentenstärkungsgesetz” BRSG. One of the main pillars of the BRSG is the introduction of defined contribution schemes in Germany for the first time, if th...