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How YOU will benefit

from AMVEST

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Your pension remains under UK rules.

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Your pension funds are invested in US$’s.

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You have access to investment advice from a

USA based Registered Investment Adviser.

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Your investment is managed by one of America’s

leading fund managers.

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Low annual management charges.

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You have access to your account online 24/7.

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You can take 25% of your fund as tax-free cash

from age 55*.

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Your benefits are paid in US$’s from age 55.

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US$ annuity purchase

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Existing clients will have no transfer charges

when you move to AMVEST.

* It is our understanding that the UK/USA tax treaty

specifically protects the tax-free nature of pension

cash lump sums. However, we cannot guarantee that

individual IRS officers will agree with this interpretation.

Frequently Asked Questions

When considering the launch of this product we had

a number of considerations:

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What are the alternatives?

The only alternatives are to either remain in your

present UK arrangement, or choose an offshore

‘USA friendly’ QROPS product in the Channel

Islands, Isle of Man or Malta, however, the latter

may include significant risks and costs as discussed

below.

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Would it be better for me to remain in a UK

pension in case an American QROPS product

becomes available in the future?

AMVEST remains under UK rules, so should QROPS

transfers to the USA (such as an IRA or 401(k))

become available at any point in the future, you

will still be able to transfer.

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Would a 401(k) or an IRA offer better benefits?

We believe that the tax-free cash lump sum and

income paid under a UK SIPP are as good as the

potential benefits of an IRA or a 401(k), so a QROPS

transfer to these products may not be in your

interests, even when they do become available.