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Expat and Emigration

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No matter where in the world you live, as an expatriate you will need good, reliable and credible cross-border emigration & financial planning advice.

Financial planning is reasonably straightforward and there is a huge array of professionals available who can guide you through your financial planning. However, when moving overseas, a new tax jurisdiction needs to be taken into account; you will likely leave assets or sources of income behind in your home country, therefore you will need to consider the cross-border implications.

A good example of where cross border advice becomes valuable is when you access your traditionally tax-free 25% lump sum payment from a UK pension. This payment for a UK resident is clearly defined as ‘tax-free’. However, there are some countries that will tax this payment as an income, therefore care needs to be taken on how and when you access this money. An easy solution could be to access your 25% payment whilst you are a UK resident and defer taking an income until you are ready.

As you can see, cross-border financial planning doesn’t have to be rocket science, however, speaking with someone who is aware of the common issues for expats is certainly sensible.

If you are emigrating, the areas you should be considering are:

Pension Planning

When do I want to access my pensions and how should I do it (QROPS or through a UK pension)?

Investment Planning

Do I need to invest my money in a particular way that makes it tax efficient in the country I now live in? Do I need to be concerned about FATCA reporting if I’m the USA connected individual?

Protection Planning

Is my life / critical illness cover I created whilst living in the UK valid should I move overseas? Can a get more cost-effective cover denominated in the currency of the country now live in?

Our Services

We offer specialized services for Expats and residents from the countries listed below, please click on the tab to explore the full range of services we offer.

Financial Planning

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We offer a full range of services listed below, if you would like to discuss these services with one of our Financial Advisor Specialists, please simply click the GET IN TOUCH button at the foot of this page.

  • A USA / UK cross border financial planning service

  • Cross Border Pension Sharing Court Order service

  • A Pension transfer service to Australia and New Zealand

  • Qualifying Recognised Overseas Pension Scheme (QROPS)

  • Financial planning services to American, Australian, New Zealand and South African expats who live or work in the UK

Contact one of our Financial Advisors and Specialists

We have a proven track record of providing a broad spectrum of financial services ranging from corporate financial advice and individual financial planning in the UK to specialist financial services such as overseas pension transfer arrangements for expatriates.

Contact one of our Financial Advisors and Specialists

We have a proven track record of providing a broad spectrum of financial services ranging from corporate financial advice and individual financial planning in the UK to specialist financial services such as overseas pension transfer arrangements for expatriates.

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