Blog

  • In business? Why now is not the time to pull up the drawbridge

    Posted on
    There’s no denying there has been a significant amount of instability and volatility in recent years. The ongoing uncertainty over Brexit means the pound continues to fluctuate while Trump’s presidency delivers unpredictability on a whole new level. Added to which businesses have had to cope with the new GDPR legislation. We should be used to deali...
  • Should the Bank of Mum and Dad start charging interest?

    Posted on
    If you’ve lent money to your children to help them with university fees, a deposit on their first home or even just to support them with the rising cost of living, then you’re not alone. Statistics suggest that around a quarter of all mortgages are now partially funded by the ‘Bank of Mum and Dad’. But have you ever thought about whether you should...
  • What might be in the Autumn Budget?

    Posted on
    In normal years, the Autumn Budget (formerly the Autumn Statement) is announced in November. However, with less than 6 months left on the countdown to Brexit, this year is far from a normal year. At the end of September, Chancellor Philip Hammond revealed that the Autumn Budget would be released on 29 October which is also, unusually, a Monday – tr...
  • The Medicis: the banking family at the heart of the renaissance

    Posted on
    The Middle Ages are not generally associated with multinational banking. However, during the 15th century, Florence’s Medici family built a banking empire that dominated Europe for a century. By the time their dynasty began to crumble, they had opened branches in Milan, Venice, Rome, London, Geneva, Lyon, Avignon, Barcelona and Bruges. The Medicis...
  • The Quirky Investor’s Guide: Classic Cars

    Posted on
    Alternative asset classes might then appear to be a good place to put your money if you want to enjoy it, the most popular among these being wine. Unfortunately, the value of wine falls by 100 per cent as soon as it’s drunk. All this might leave you thinking that you have very limited options if you want something that you will actually enjoy. Well...
  • 4 key ways to prevent your grown-up children derailing your retirement savings

    Posted on
    The Bank of Mum and Dad is a well-known concept and we all hate to see our children struggle financially, which is why many parents continue to support their children well into adulthood. Instead of being ‘empty nesters’, many parents discover that their offspring return to the family home straight after university (that is if they ever left in the...
  • The rise of ‘staycation’ buy-to-lets

    Posted on
    Since the Brexit vote, ‘staycations’ have become increasingly popular. This is unsurprising – for many people, going to the bureau de change has become an uncomfortable experience of seeing their hard-earned pounds transformed into a pitiful equivalent of euros or US dollars. Recently, VisitBritain announced that there has been a 5.8% rise in domes...
  • 3 financial fears this Halloween and how to overcome them

    Posted on
    With Halloween on the horizon, it’s time to be prepared for scary movies on TV, ghosts and ghouls trick-or-treating at your door and listening extra carefully for things that go bump in the night. But whilst these fears might be unfounded, it might be a good time to think about what frightens you in your finances and, more importantly, how to overc...
  • VAT in ‘no deal’ Britain

    Posted on
    With just seven months to go, the prospect of a ‘no deal’ Brexit looks increasingly likely. Theresa May recently said that it ‘wouldn’t be the end of the world’ and the fact that HMRC have just released guidance on ‘VAT for businesses if there’s no Brexit deal’ indicates that it is more than a distant possibility, despite HMRC’s assertion that ‘a s...
  • 4 top tips to protect yourself against pension scammers

    Posted on
    You may well have seen the headlines that victims lost an average of £91k each in pension scams last year. Worryingly, in a recent survey, 32% of pension holders aged 45-65 said they were unsure how to verify if they were speaking to a genuine pensions adviser. Scammers are becoming increasingly sophisticated. They can be articulate and sound highl...