Blog

  • Save now to avoid becoming an eBaby Boomer?

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    Britain’s baby boomers are turning into eBaby boomers as the rising cost of living is forcing them to sell off their possessions to maintain their lifestyle. Concerned about making ends meet, one in five of the post-war generation are selling their clothes, jewellery and electronics online to boost their incomes, according to a recent study by MGM...
  • 5 Tips to help your money go further abroad

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    As the weather turns and we move toward the Summer months, it’s natural for all of us to look forward to forthcoming holidays and some time away somewhere nice! Foreign finance is a notoriously troublesome area, with poor exchange rates on overseas credit card transactions being just one of several fairly recent high profile examples of consumer...
  • The dangers of using QROPS for US residents and FATCA reporting

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    Qualifying Recognised Overseas Pension Schemes (QROPS) is a legitimate retirement planning tool for the majority of British expatriates. However, care needs to be taken when you are a US resident using a QROPS as there may be significant disadvantages. There is no structure in place to transfer a pension to the United States therefore those with UK...
  • Thank you for attending our emigration seminars

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    Alexander Beard Group would like to thank all of our fellow advisers who joined us at our seminars on advising clients who are emigrating. The seminars took place across the UK during the course of the week commencing 2nd June and we hope those of you who attended gained an insight into the ways in which you can continue to look after your clients...
  • ISAs: Now much NISA

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    Virtually all the headlines surrounding George Osborne’s recent Budget were about the changes to the pensions rules. Rightly described as the biggest changes to pensions legislation for a hundred years, they will have far-reaching implications for the financial planning of many of our clients. With all the attention devoted to pensions, it was easy...
  • Why Directors and Business Owners Fail to Plan their Retirement

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    Company directors and owners of SMEs make plans and do forecasts all the time. Cash flow forecasts, SWOT analyses, plans for renewals and refurbishment; there’s hardly a day when they’re not eyeball to eyeball with a spreadsheet. So why do so many of them fail to plan their own retirements properly? In our experience company directors and owners of...
  • What to do with your UK pensions when you move to the US

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    The question of what to do with your UK pension when you move to the US can be a very difficult one. Pension transfer arrangements can be complicated or lead to large tax penalties and the US has always blocked direct moves of your fund into the territory. If you’ve already begun researching your pension options then, like many people before you, y...
  • A series of events for advisers to learn how to help clients who are moving abroad

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    Alexander Beard are delighted to announce a series of four seminars at various locations during June, designed to help fellow financial advisers and financial planners to realise the opportunities to advise clients who are emigrating in areas such as QROPS. Whilst traditionally it has been difficult for advisers to get involved in these areas due t...
  • The 8 most important points from the 2014 Budget

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    The Chancellor may have gone for the popular phrase from Chancellors of yore by taking ‘a penny off a pint’, but what were the real big announcements during The Budget 2014? We summarise the 8 main points: 1. Changes to pensions mean many more options than just buying an annuity In measures to be introduced in April 2015, pensioners will have compl...
  • What is Auto Enrolment?

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    You will probably have heard of Automatic Enrolment by now, but what exactly is the government’s new approach to Workplace pensions and how will it affect you and your company? In this short video, we’ll take you through the introductory points of Automatic Enrolment to get you up to speed. Interested in finding out more? Click here to download our...