Blog

  • ISAs: Now much NISA

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    Virtually all the headlines surrounding George Osborne’s recent Budget were about the changes to the pensions rules. Rightly described as the biggest changes to pensions legislation for a hundred years, they will have far-reaching implications for the financial planning of many of our clients. With all the attention devoted to pensions, it was easy...
  • Why Directors and Business Owners Fail to Plan their Retirement

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    Company directors and owners of SMEs make plans and do forecasts all the time. Cash flow forecasts, SWOT analyses, plans for renewals and refurbishment; there’s hardly a day when they’re not eyeball to eyeball with a spreadsheet. So why do so many of them fail to plan their own retirements properly? In our experience company directors and owners of...
  • What to do with your UK pensions when you move to the US

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    The question of what to do with your UK pension when you move to the US can be a very difficult one. Pension transfer arrangements can be complicated or lead to large tax penalties and the US has always blocked direct moves of your fund into the territory. If you’ve already begun researching your pension options then, like many people before you, y...
  • A series of events for advisers to learn how to help clients who are moving abroad

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    Alexander Beard are delighted to announce a series of four seminars at various locations during June, designed to help fellow financial advisers and financial planners to realise the opportunities to advise clients who are emigrating in areas such as QROPS. Whilst traditionally it has been difficult for advisers to get involved in these areas due t...
  • The 8 most important points from the 2014 Budget

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    The Chancellor may have gone for the popular phrase from Chancellors of yore by taking ‘a penny off a pint’, but what were the real big announcements during The Budget 2014? We summarise the 8 main points: 1. Changes to pensions mean many more options than just buying an annuity In measures to be introduced in April 2015, pensioners will have compl...
  • What is Auto Enrolment?

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    You will probably have heard of Automatic Enrolment by now, but what exactly is the government’s new approach to Workplace pensions and how will it affect you and your company? In this short video, we’ll take you through the introductory points of Automatic Enrolment to get you up to speed. Interested in finding out more? Click here to download our...
  • Paul Beard - Interview with International Adviser

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    Please click on the following links to see Paul Beard's interview with International Adviser... Part 1 - Paul Beard, founder and chairman of the Alexander Beard Group, on the fastest growing international markets... Alexander Beard Group’s Paul Beard explains where in the world his business is doing best and why he exited from the Isle of Man, Mal...
  • Understanding QROPS in five easy steps

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      Step 1 - Know what QROPS stands for and what it means QROPS stands for Qualifying Recognised Overseas Pension Scheme and it refers to overseas pension schemes which meet HMRC requirements to receive a payment from a UK registered pension scheme without the individual having to pay tax on the transfer. A QROPS should be broadly similar to a U...
  • Budget 2014 Overview

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    Whether you are a client based in the UK or abroad, we are sure you will be interested in learning how the UK Government’s 2014 Budget might affect you and your finances. George Osborne delivered the Budget to Parliament on 19th March and we have put together the following analysis and summary, which details all of Mr Osborne’s major announcements,...
  • ... A New Year Begins

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    Well, we enter the new world of retail financial services this month with some trepidation and also some excitement. Like most so called ‘seismic changes’ I suspect that that it won’t be as bad as many firms suspect but there will certainly be casualties, but there will also be huge opportunities. However, whilst I deplore some of the unnecessarily...