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by Alexander Beard, on Nov 18, 2019, 2:25:54 PM

There are many indicators used by economists to measure the state of the economy. Most of these are based on complex financial algorithms that calculate the fiscal state of affairs …

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Topics:Economy

by Alexander Beard, on Nov 18, 2019, 2:25:35 PM

There is a theory that stock markets react predictably to progress in elections. Usually, newly elected parties tackle the more painful issues early in their term in power, perhaps making …

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Topics:Market CommentaryStock MarketUKUSA

by Alexander Beard, on Nov 18, 2019, 2:25:18 PM

By 6 October 2019, pension scheme administrators must have issued annual allowance (AA) pension savings statements to those members who have exceeded the AA for this tax year. Pension savings …

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Topics:Annual AllowancePensionsSavings

by Alexander Beard, on Nov 18, 2019, 2:25:02 PM

Are you aware of your accrued benefits in the scheme? In these times of Brexit confusion, it is arguably even more important to have an up to date statement of …

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Topics:PensionsUK

by Alexander Beard, on Nov 18, 2019, 2:24:26 PM

Most people believe Equity Release to be inflexible, permanent and expensive and it is fair to say 10 years ago that was the largely the case. In very recent times …

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Topics:Equity Release

by Alexander Beard, on Nov 18, 2019, 2:23:57 PM

Germany amongst other countries can look into a successful past. After a need to get started at “ground zero” after WWII, Germany started economic development at a tearing pace. Of …

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Topics:EuropePensionsUK

by Paul Beard, on Nov 18, 2019, 2:23:24 PM

Welcome to the Autumn /Winter edition of our Client newsletter. November the 9th saw the start of the 50th season of the educational and rather liberal children’s series “Sesame Street” …

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Topics:Alexander BeardBrexitNewsletters

by Alexander Beard, on Nov 18, 2019, 11:37:01 AM

The 50p has been in circulation for over fifty years. It was the world’s first seven-sided coin and was introduced to replace the ten shilling note. The humble 50p was …

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by Alexander Beard, on Nov 18, 2019, 11:34:05 AM

If you’ve got a son or daughter at college or university, you could have some stark financial lessons ahead. Getting the grades may have dominated the household up to now …

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Topics:Financial PlanningPensionsTips

by Alexander Beard, on Nov 13, 2019, 9:57:10 AM

Books are zero-rated from VAT. Well, traditional printed books are. If you wanted to read this year’s Booker prize shortlist in hardback, it would cost you approx £90 and there …

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Topics:TaxVAT

by Alexander Beard, on Nov 13, 2019, 9:53:01 AM

As you grow older, one of the things you might be most concerned about is the entire value of your home disappearing on paying care home fees. Care from the …

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Topics:MortgagesPropertyUK

by Alexander Beard, on Nov 7, 2019, 2:52:14 PM

This may seem a surprising suggestion. Surely most people are eagerly looking forward to early retirement, not thinking about postponing it? More time to travel the world, spend on the …

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Topics:Retirement