Our Blog

What can be done to free mortgage prisoners?

What does the governor of the Bank of England do?

Alexander Beard (South Africa) Pty Ltd.

Morrocan Water Project

Germany - Next Decade

Pension Plans in the Netherlands

Coronavirus – Impact on your Finances

Do you need an accountant?

How to get the best deals on a cruise

New year, new decade, new approach to your finances?

More time for Making Tax Digital

Key steps to maximise your allowances before the end of the tax year

What’s in a number? Is 70 the new 65?

How the gender gap even affects children’s pensions

Can I afford to retire?

Boost Business Cash Flow with Effective Debtor Management

Ensuring harmony after death

Why it pays to shop around for insurance

The 62 per cent income tax trap

A “Stonking Majority.” But what will Boris Johnson do with it?

Is inheritance tax for the chop?

What does Brexit mean for house buyers and sellers?

The impact of climate change fears on ethical investing

Can you still trust your Fund Manager?

Making sure you’re on track to retain your lifestyle in retirement

Planning a ski trip? Try somewhere a little unusual

The Economy - How a horse race reflects sentiment

Stock Markets and the Electoral Cycle

Annual allowance – pension savings statements for 2018/19 being issued

UK State Pension (non-residents)

The Changing Face of Equity Release

Capitalism, Social Security and Welfare in Germany- and it’s link to a new pension model in Germany

Quarterly Newsletter - November 2019 - Paul Beard Introduction

Why the humble 50p could be worth investigating

Financial lessons for parents of students

Why reading is more ‘taxing’ for some

Protecting your home from care home fees

Would more people actually like to retire a little later?

The Help to Buy ISA deadline is looming

The retirement mistruth

Marshmallows and financial planning

Five million pension savers at risk of falling prey to scammers

Could the circular business model be the future?

Blockchain: What is it?

Charity tax reforms could make us more generous

Cash versus bonds, which is safer?

8 places to visit this Autumn in the UK

How to stay safe online

Brexit: Is the end in sight?

6 UK dining experiences to feed your intrigue

What does PwC’s report mean for the future of audits?

How to find the right investment for you

The generational gap in savings might be wider than you think…

IR35 reforms are coming: what you need to know

The European art museums you need to visit

What is the open banking revolution?

What is a green mortgage, and what can it do for you?

Current Market Turbulence

Is private or employee benefit pension provision worthwhile today?

Australian Interest Rates – A Double-edged Sword?

New Job, New Contract, New Location.

Pension Reform

8 Reasons Why Investing is Like Riding a Bike, and 1 Reason Why it is Not!

Quarterly Newsletter - August 2019 - Paul Beard Introduction

Facebook to launch new currency

Stamps, coins and automobiles… What collectibles are you passionate about?

Making Tax Digital: are you onboard?

Ethical investments: what shade of green are you?

Drawdown tax and flexible retirement income. What does it all mean?

20 years after the ISA was launched, what does the future hold?

Why investing your money is more profitable than leaving it in a bank account

Generation X is failing to save for their pensions

How can you make the most out of diversification?

Gifting rules and inheritance tax, what you might not know

Financial Wellbeing

What does it take to retire early?

“UK Tax system is unfair,” say small businesses

Auto-Enrolment changes put pressure on small businesses

Defined Contribution vs Defined Benefit – what’s the difference and what’s the trend?

The UK is struggling to save; what are the implications?

6 bad habits to avoid during retirement

House of Lords urges Government to scrap triple lock

3 tips to avoiding inheritance tax

UK business owners are surprisingly positive about Brexit, says report

The ‘ISA Cappuccino Plan’: Why it pays to start early

4 Reasons why you should plan your self-assessment early this year

The perks of saving into a Junior ISA

Why cruise holidays are booming for retirees

What does the auto-enrolment increase mean for you?

What to know about ISAs in 2019/20

After Carillion: Accountancy and auditing gets a shake-up

4 Key takeaways from the Spring Statement

The State Pension

State Pension in Germany - Update 2019

The Alexander Beard Global Investment Account (GIA)

A Fistful of Dollars….

Quarterly Newsletter - May 2019 - Paul Beard Introduction

What is a partial transfer?

As a parent, could you be missing out on your state pension?

Why the panic about cryptocurrencies?

Mary Poppins Returns: Can a tuppence really save the day?

Saving for retirement: what’s the magic number

One in seven widows are missing out on valuable tax breaks

Converting a Help to Buy ISA to a Lifetime ISA

Savers turning to watchdogs in the fight against pension scammers

What is the Innovative Finance ISA?

Think big this Valentine’s Day

Love yourself, love your finances

Attention! UK citizens working overseas

News from Germany

Hospital admissions for stress and anxiety soar among office workers

Advice to Expatriates

Changes to Dutch employee benefit legislation - 2019

Pension drawdown in an era of long life expectancies

What small businesses need to be aware of in order to avoid onerous tax bills.

What to consider before buying health insurance

What triggers the money purchase annual allowance (MPAA)?

What might be in the Autumn Budget?

What is Making Tax Digital (MTD)?

Why the experts say people need financial advisers

What makes seeing a financial adviser like having an MOT?

Why it pays to retire early

What will leaving the Customs Union mean for my business?

Which factors are contributing to economic growth being so poor?

What is the tapered annual allowance and how could it affect you?

What is pound cost averaging?

What is the pensions advice exemption?

Who owns your bank?

Where did house prices increase and decrease the fastest in the UK in 2017?

What will be the impact of the Brexit divorce bill?

What will the new Finance Bill contain?

What is the skills shortage costing British business?

Why retirement is worrying millennials and what steps they are taking

What’s happening with DB pension schemes?

What will the ‘hole in the wall’ of the future look like?

Where is the property market hottest in the current climate?


What is rising inflation doing to your savings?

How will your spending habits change in retirement?

If we are all going to have to work longer, what do you need to consider?

An extra year before Making Tax Digital becomes law

Employee Benefits Update

Employee Benefits Update (Dutch Version)

UK Pension Rules

Investing in a New US Climate

Will the first online-only savings bond mean savers will miss out?

Is the probate fee rise the ‘new inheritance tax’?

Women face gender gap in pension contributions as well as pay gap

Healthcare in the Netherlands (Video)

What is the ‘real rate of inflation’?


4 great ways to make your money go further

Should I transfer out of my final salary pension scheme?

Which is best? Save or invest?

Why it could make sense to switch banks

4 steps to keeping track of your pension

House prices to slump in 2017?

Are tax bills set to rise?

LISA warnings highlight the need to make sure your investments are suitable

What will the new government-backed savings bond mean for savers?

4 things to do before the end of the tax year


State pension age may rise to 70

Happy New Year to everyone!

3 new year’s resolutions for your finances (that you can actually keep) in 2017

When’s the best time to do your Christmas shopping?

It’s not just the UK facing a steadily increasing retirement age…

Three lessons about retirement from those who have already retired

Would you be happy renting in retirement?

Our Ever Changing World

Eerste wijzigingen zorgpremies 2017 bekend

Update Health Insurances


The scammers won’t go away, so be careful out there!

Where now for interest rates after Brexit?

Despite consistent positive savings messages, many are still struggling to save for the future

“Brexit means Brexit.” But what does that really mean?

Online pensions dashboard getting closer

Is working part of your retirement plan?

Earning over £150,000? You need to review your pension. Here’s why.

Update: the knock on effect of the interest rate cuts

Alexander Beard Group - Press Release

Brexit: Keep Calm and Seize the Opportunities

Understanding pensions – what is drawdown?

This summer’s market trends insight - from Investec

I have money in property, what should I do post-Brexit?

The value of mortgage advice

Retiring in England? Here are the top destinations

Negative interest rates and how they might affect your finances

Travel insurance: what to look for in a good policy

What is pension salary sacrifice and can you still do it?

Which benefits do employees value the most?

When was the last time your friends and family reviewed their pension?

What's new in the new tax year?

What is diversification?

Retirement ‘class of 2016’ owe less than last year’s

CML urges restraint on Stamp Duty proposals

Four key things to do before the end of the tax year

Could changes in pension tax relief spell the end of the pension itself?

No Sign of Recession in the Data

Brits resident in the USA – QROPS pensions

GBP/USD Update

To Brexit or not to Brexit? – that is the question

Basic Bank Accounts Become ‘Fee-Free’

The new decluttering craze. Could it apply to your office… or your finances?

Will we get a fairer state pension deal for women?

Early Budget teasers, as the Prime Minister lays out plans for ‘an all-out assault on poverty’

More debate on care costs, as four out of ten say they would deplete wealth to avoid paying

Pension tax changes: Should you pay more before relief rates are curtailed?

February Market Commentary

Seven suggestions made to the government during the consultation on pension taxation

Stormy Markets


Wijzigingen 2016 in werknemersvoorzieningen

Changes 2016 in employee benefit legislation

7 Reasons why you should review your Pension’s in 2016

The Old Year

10 ways to save money in 2016

Stamp Duty Hike

A timely reminder about the importance of making a will, from Lesley Stevens

ISA Contributions

Quarterly Newsletter - January 2016

Should I leave my investments, assets and pensions in the UK, or liquidise and move them to the US?

Asset Allocation and Trivial Pursuits

The Pensions Regulator takes action on non-compliance

The Impact of Means Testing for the Cost of Care

Millions given freedom over their pension as government outlines new secondary annuity market

Teaching your children about money in family life

What is a Self-Invested Personal Pension (SIPP)?

George Osborne uses Autumn Statement to spell out clear policy messages

The Autumn Statement 2015 Overview

Tapering Annual Allowance and Pension Input Periods

November Market Commentary

Autumn Statement 2015 – 9 points to note

Car sharing deserves better tax incentives

Money trumps health as top retirement concern

Have you stranded your pension in Malta?

Keeping your money safe by avoiding identity theft

State Pension changes in 2016 – can I top up my pension?

Is university a good investment? Just how much does it cost to study at a UK university?

When should you keep faith with an underperforming active fund?

What is the difference between active funds and passive funds?

October Market Commentary

Video: Struggling to move your pension to the USA? We have the answer!

Pension Death Benefits - The New Rules

Path Sensitivity in Investing

First premium levels 2016 Dutch Healthcare system published.

$ 600 Fine? ......... Don't be caught out!

What not to forget when leaving the UK

Are Company Strategic Reports helpfully forward-looking for investors?

Devon tops the table for pensioner well-being

The EU Referendum is on the horizon. What impact might it have on UK SMEs?

Should we scrap tax reliefs on pensions and create a lifetime ISA for all?

Eerste wijzigingen zorgpremies 2016 bekend

The Chinese is Stock Market is Growing Up Painfully

Quarterly Newsletter - October 2015

Finding Funding for SME start-ups

Will dividend tax keep rising?

What’s really on the bucket list of the UK over 55s?

Emigrating to New York? Top Four Considerations for Brits

Cheaper holidays and breaks in the Eurozone?

The Dash

Personal savings shortfall? The state pension may not be the answer to bridging it.

Money is more worrying than Health to over-50s

Tax Relief changes for individuals who are landlords

September Market Commentary

Should your Junior ISA be in Cash or Stocks and Shares?

Currency update from TorFX

Changes to AMVEST Adviser charging

Interest rate warning from our in-house mortgage expert Mike Shakespeare

UK Non Resident ? UK Home Owner? This could affect you !!

An overview of the Changes in Dutch Labour Law in 2015

Quarterly Newsletter - August 2015

Strong investment demand for retail warehouses continues

Budget ‘Tax Raid’ on Dividends and Investment Income

How the Summer Budget changed the landscape for SMEs

Budget 2015: Are taxpayers really winners?

Alexander Beard - StaffChoice Video Guide

Currency exchange and more to help with your move to the US

The Summer Budget implications for ‘Buy-to-Let’ housing

What is the New State Pension?

Infographic: What could you buy with the average UK pension pot?

August Market Commentary

Planning around the retirement threshold

Sun, sea, sand… and savings: Money tips for the summer months

Discriminatory expat state pensions

Connected rather than protected?

July Market Commentary

Latest ‘Retirement Readiness’ report shows the UK still has a major savings problem

The dash for ‘pension freedom’ retirement cash slows down

New tax threat to those moving a pension abroad


Early working life? It pays to get into pension saving now!

Planning for a better financial future in retirement

Second 2015 Budget Announced for 8th July

60 is the new 40!

Alexander Beard Group participate in the People-in-Aid Humanitarian HR Europe 2015 conference

New civil penalties announced for those who facilitate tax avoidance

Busy Brits regret rushing decisions

The new ‘Google tax’ and what it means for business

Consumer Frustration with Financial Application Processes

New Steps for Regulating the UK Banking Sector from the FCA

Pensions and ISAs compared – how can you decide which is best?

UK and Cross Border Pension Sharing service

Quarterly Newsletter – May 2015

Lesley Stevens - Quarterly Newsletter (May 2015)

FATCA and a warning to Brits in the US

US Dollar (USD) Exchange Rate Outlook – Is the Tide Turning for the ‘Buck’?

Market Commentary from Guy Baker

Protecting your savings: Pull up the drawbridge and drop the portcullis!

The Impact of Automatic Enrolment

With Pension Reform come Pension Pot Scams!

How good is the prospect of retirement security in the UK?

Planning a business exit: Eight ways to maximise value and attract buyers

US nationals in the UK: We can help you to plan for FATCA

5 Key Concerns for Retirees

Ten questions to ask yourself about the new pension freedoms

Investment Funds – Active Versus Passive Management

“Short-term fixed mortgage rates continue to fall as price war goes on”

Quick tips on financial planning for thirty-something professionals

The Greek Election: The 10 Key Questions Answered

2015 Budget Preview

Top 10 Findings from the Purple Book of Pension Scheme Assessment

Changes in how the FCA will work revealed

CML welcomes stamp duty reform

British Expats in USA – Do you still have any financial assets in the UK?

10 New Year’s Resolutions for your Financial Planning

The top ten economic risks for investors in 2015, according to HSBC

Gender gap in pension savings narrow, as women benefit from Workplace Pension changes

The new ISA allowances (UK clients only) – Nigel Benn Managing Partner Alexander Beard Wealth LLP

Quarterly Newsletter - January 2015

American Citizenship figures reflect looming FATCA influence for those with no tax plan

Alexander Beard International Benefits Division announces merger with Bogaard Pensioen Consultancy BV to form new company

New home permissions are back to 2008 level

Two weeks on: the other outcomes from the Autumn Statement

Christmas Shoppers leave it later than ever in important year for high street and online economies

The importance of understanding investment risk in financial planning

Homes worth £3 million or more to be hit hardest by proposed ‘Mansion Tax’

Pensions in 2015: a brief update on what to look out for

Stock Market Falls – October 2014

Don’t wait for a rate rise before you take action

House purchase lending in August down 3% on July

One in three of us plan to use the markets in retirement

Pension planning for Brits in the US – QROPS vs UK pensions.

New tax threat for UK expats

Expat pensioners cash in as pound value soars

Alexander Beard to co-host series of seminars across the U.S.

Infographic: The facts about FATCA

UK tax regime attracts business takeovers from abroad

The changing mortgage interest rate future

House buyers count the cost of quick viewings

A Guide for Grandparents: helping your Grandchildren with their finances

Announcing the Complete Property Investment

Managing Your Portfolio

Who’s coming to the UK, who’s going, and why?

Pension changes won’t prevent interest only mortgage crisis

British Expats in USA and the 2015 Pension Changes

The Rise of the Pensioner Millionaires

New flexible pensions: why we will not be spending them all at once…

Things to do before moving abroad

Research reveals nation’s favourite retirement destinations

Peer-to-peer Lending and Crowdfunding: nothing ventured, nothing gained… but how risky are they?

Infographic: Financial Planning Infographic

10 Financial tweeters to follow

Guide: 8 Key Steps of Financial Planning

9 Financial blogs to further your knowledge of finance

7 Alternatives to using pensions to save for retirement

What is FATCA, how can it impact British nationals in the US and what should you do about it?

Will the new mortgage rules affect what can be borrowed?

Why aren’t we re-mortgaging?

Our Guide to NISAs

Will you be affected by FATCA?

Top 5 financial questions to ask before moving abroad

The Savings and Income Protection picture across the UK: worrying statistics emerge

Scottish Independence: What would it mean for business and your investments?

Save now to avoid becoming an eBaby Boomer?

5 Tips to help your money go further abroad

The dangers of using QROPS for US residents and FATCA reporting

Thank you for attending our emigration seminars

ISAs: Now much NISA

Why Directors and Business Owners Fail to Plan their Retirement

What to do with your UK pensions when you move to the US

A series of events for advisers to learn how to help clients who are moving abroad

The 8 most important points from the 2014 Budget

What is Auto Enrolment?

Paul Beard - Interview with International Adviser

Understanding QROPS in five easy steps

Budget 2014 Overview

... A New Year Begins

Another Year Ends...

The Retail Distribution Review

USA reflections - by Paul Beard (Executive Chairman and Founder)

Where do we go from here? Greece, the Eurozone and the future of the British Economy

Does the right hand talk to the left hand in government?