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Our Blog

by Alexander Beard Group, on Sep 29, 2020 11:16:45 AM

In December 2019, the Conservatives won an 80 seat majority in the General Election and three months later, new Chancellor Rishi Sunak presented his first Budget. But by then there …

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Topics:EconomyThe BudgetUKCoronavirus

by Alexander Beard Group, on Sep 24, 2020 9:23:17 AM

On 8 July, Chancellor Rishi Sunak announced a cut to stamp duty that could save holiday home buyers up to £15,000 if they complete the purchase before 31 March 2021 …

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Topics:Stamp Duty

by Alexander Beard Group, on Sep 21, 2020 9:38:42 AM

Emotions are important. We should listen to them… most of the time at least. However, investing is one case when it’s best to let rational thought take priority over your …

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Topics:Financial PlanningInvestments

by Alexander Beard Group, on Sep 16, 2020 9:31:00 AM

There are many ways that value is expressed in the relationship between a financial planner and a client; the most obvious being the way that an adviser can guide a …

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Topics:Financial Planning

by Alexander Beard Group, on Sep 14, 2020 11:00:55 AM

Covid-19 has devastated travel around the globe. Although many lockdown restrictions have been lifted, airports remain eerily quiet with airlines operating just a skeleton service. This summer, most people’s holidays …

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Topics:TipsCoronavirus

by Alexander Beard Group, on Sep 10, 2020 10:42:51 AM

The use of cash was already dwindling in recent years, with cards being the preferred method of payment (especially contactless). Since the outbreak of Covid-19, however, the use of physical …

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Topics:UKCoronavirus

by Alexander Beard Group, on Sep 7, 2020 2:17:18 PM

With the Bank of England’s base rate being at an historic low of 0.1%, there is talk that we will soon see negative interest rates. In the past, Andrew Bailey, …

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Topics:Interest RatesMortgages

by Alexander Beard Group, on Sep 2, 2020 11:41:11 AM

We came across this exchange on Twitter recently: “The stock market is like someone playing with a yo-yo whilst riding the up escalator. The secret is to focus on the …

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Topics:Market CommentaryStock MarketTips

by Alexander Beard Group, on Sep 2, 2020 11:37:13 AM

You’re not going to be surprised that, as advisers, our firm belief is that an advised client will get a better financial outcome than a non-advised client. How to prove, …

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Topics:Financial PlanningMarket Commentary

by Alexander Beard Group, on Aug 28, 2020 9:36:18 AM

With overseas travel not looking to return to its pre-pandemic levels for some time, most of us will be taking our holidays within the British Isles for the time being, …

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Topics:UKCoronavirus

by Alexander Beard Group, on Aug 28, 2020 9:25:54 AM

The COVID-19 outbreak has signalled the dawn of a worrying time for everyone. As well as anxiety about our own health and the wellbeing of our loved ones, many of …

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Topics:Financial PlanningRetirementCoronavirus

by Alexander Beard Group, on Aug 26, 2020 11:19:32 AM

Last July the government and the major trade unions have agreed on reforms of the Dutch pension system. The new system, which emerged from nearly 10 years of negotiations, replaces …

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Topics:EuropePensionsRetirement