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by Alexander Beard, on May 21, 2019 5:23:07 AM

There are so many factors for a parent to consider in doing their best to make sure their children are prepared for the world when they reach adulthood. A lot …

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Topics:ISASavings

by Alexander Beard, on May 13, 2019 10:05:55 AM

The rules around ISAs (or individual savings accounts) change relatively often and different types of ISA rise and fall in popularity depending on where savers consider the most competitive place …

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Topics:BrexitISAStock Market

by Alexander Beard, on Feb 25, 2019 5:43:26 AM

New data reveals that thousands of widows are missing out on valuable tax breaks on money inherited from their late husbands or wives. In 2015, the government introduced a new …

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Topics:ISATaxUK

by Alexander Beard, on Feb 18, 2019 4:24:11 AM

With help-to-buy ISAs being phased out on 30th November 2019, many people are considering transferring their funds into a Lifetime ISA. You’ll still be able to access existing help-to-buy accounts …

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Topics:ISAMortgages

by Alexander Beard, on Feb 11, 2019 5:07:19 AM

Innovative Finance ISAs (IFISA) are a little-known type of ISA that can see great returns. Here’s a summary of what they are and how they use P2P lending to secure …

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Topics:Financial PlanningISASavings

by Alexander Beard, on Nov 21, 2018 9:09:54 AM

A flexible ISA allows the saver to withdraw cash and replace it during the same tax year without reducing the current year’s allowance. They can also withdraw cash from previous …

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Topics:ISAMortgagesTaxUK

by Alexander Beard, on Nov 12, 2018 5:21:37 AM

The Institute of Fiscal Studies suggests that the average total debt incurred by today’s university students over the duration of their studies will amount to £51,000. This figure comes as …

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Topics:Financial PlanningISASavingsTaxUK

by Alexander Beard, on Sep 24, 2018 4:55:15 AM

If you’re under 60, funding your future care might not be top of your agenda. Garden improvements, good restaurants and holidays probably rank slightly higher, as well as saving for …

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Topics:ISATaxUK

by Alexander Beard, on Jul 16, 2018 6:44:04 AM

You may have seen mini-bonds advertised, offering as much as 10% returns over reasonably short timeframes. Companies such as John Lewis, Hotel Chocolat and Naked Wines have famously employed them …

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Topics:Financial PlanningISASavings

by Alexander Beard, on Jul 2, 2018 9:08:26 AM

We’re all used to taking our cars for their MOT, aren’t we? Before we book it in for the test, we may well get a mechanic to check the vehicle …

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Topics:Financial PlanningISATipsUK

by Alexander Beard, on Mar 19, 2018 5:35:01 AM

Launched in December 2015, the scheme offers a maximum bonus of £3,000 from the government to those buying a home. It allows first time buyers to boost up to £12,000 …

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Topics:ISAMortgagesUK

by Alexander Beard, on Feb 26, 2018 5:50:43 AM

As with any new year, there are a number of financial changes coming up in 2018 which are likely to impact on your monthly budget and long-term saving goals. Let’s …

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Topics:Financial PlanningInheritance TaxISAPensions