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by Alexander Beard, on Feb 18, 2019 4:24:11 AM

With help-to-buy ISAs being phased out on 30th November 2019, many people are considering transferring their funds into a Lifetime ISA. You’ll still be able to access existing help-to-buy accounts …

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Topics:ISAMortgages

by Alexander Beard, on Jan 29, 2019 6:46:03 AM

There’s been a lot of talk in the press recently about generational inequality, which has mostly been with good reason. Those currently in their twenties and thirties are earning far …

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Topics:Financial PlanningMortgagesSavings

by Alexander Beard, on Jan 29, 2019 6:38:08 AM

The choice of whether or not to release equity from your home ultimately rests with you. However, the decision will have wide reaching consequences for your family. It’s sensible, before …

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Topics:MortgagesTaxUK

by Alexander Beard, on Nov 21, 2018 9:09:54 AM

A flexible ISA allows the saver to withdraw cash and replace it during the same tax year without reducing the current year’s allowance. They can also withdraw cash from previous …

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Topics:ISAMortgagesTaxUK

by Alexander Beard, on Nov 12, 2018 5:23:20 AM

It’s not difficult to see why Briton’s find buying a property abroad so attractive. High house prices, a temperamental climate and long working hours in the UK can make buying …

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Topics:EuropeMortgagesUK

by Alexander Beard, on Oct 9, 2018 6:12:11 AM

Since the Brexit vote, ‘staycations’ have become increasingly popular. This is unsurprising – for many people, going to the bureau de change has become an uncomfortable experience of seeing their …

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Topics:BrexitEuropeMortgagesPropertyUK

by Alexander Beard, on Aug 20, 2018 4:13:08 AM

While people may be experiencing difficulties in selling their houses, the flip side for those buying a property is that house prices haven’t been rising. This is good news for …

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Topics:MortgagesUK

by Alexander Beard, on Jul 23, 2018 4:21:55 AM

L&G are still expecting more than a quarter of home buyers to be getting financial assistance from relatives, with the amount actually seeing a small increase from 25% to 27% …

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Topics:Financial PlanningMortgagesUK

by Alexander Beard, on Jul 9, 2018 10:26:27 AM

It’s one of the scary things about growing old, isn’t it? We’re all living longer, thanks to medical science but does that mean more of us are going to end …

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Topics:Financial PlanningHealthcareMortgages

by Alexander Beard, on May 14, 2018 4:25:38 AM

If your family has grown up and flown the nest and you’re moving closer to retiring, it’s likely that you’ve at least thought about downsizing your home. For some it …

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Topics:Financial PlanningMortgages

by Alexander Beard, on Apr 24, 2018 9:32:18 AM

As you may be aware new tax rules are being phased in in regard to the taxation of Buy To Let Properties over the next few years. These changes will …

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Topics:MortgagesTaxUK

by Alexander Beard, on Mar 19, 2018 5:35:01 AM

Launched in December 2015, the scheme offers a maximum bonus of £3,000 from the government to those buying a home. It allows first time buyers to boost up to £12,000 …

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Topics:ISAMortgagesUK