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Our Blog

by Alexander Beard, on May 21, 2019 5:20:20 AM

The cruise market offering has changed enormously in recent years, where once it was purely the domain of cabaret cheese and bad karaoke, now there’s something on offer for everyone …

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Topics:Financial PlanningRetirement

by Alexander Beard, on Feb 25, 2019 5:44:42 AM

It’s easy to push saving for your retirement to the back of your mind. Future events have a habit of feeling very distant, until they arrive. It can be a …

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Topics:Financial PlanningRetirementSavings

by Alexander Beard, on Feb 6, 2019 5:32:07 AM

We’ll be the first to admit that your personal finances aren’t the easiest thing to fall in love with. It can be easy to bury your head in the sand …

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Topics:Financial PlanningRetirementSavingsTips

by Alexander Beard, on Jan 31, 2019 7:01:27 AM

The UK state pension rules recently changed and for those who reach state pension age after April 2016, you may not be aware that; You need 35 years national Insurance …

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Topics:Alexander BeardPensionsRetirementUK

by Alexander Beard, on Jan 30, 2019 5:52:18 AM

Retirement planning means taking into account a whole host of factors. You have to navigate tough questions like, ‘What will the impact of inflation be?’ or ‘When will interest rates …

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Topics:Financial PlanningPensionsRetirement

by Alexander Beard, on Dec 12, 2018 4:49:11 AM

Retirement should be the time of your life. No more early alarm calls, no more commuting and no more carefully counting your holiday allocation. Instead, you have the freedom to …

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Topics:Financial PlanningPensionsRetirement

by Alexander Beard, on Nov 21, 2018 6:06:13 AM

Since increased pensions freedoms were established in April 2015, the FCA says that £3 billion worth of annuities have been rejected by over 55s. Now, nearly three in five over …

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Topics:PensionsRetirement

by Alexander Beard, on Oct 15, 2018 6:49:26 AM

The Bank of Mum and Dad is a well-known concept and we all hate to see our children struggle financially, which is why many parents continue to support their children …

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Topics:Financial PlanningRetirementSavingsTips

by Alexander Beard, on Sep 24, 2018 4:59:49 AM

You may well have seen the headlines that victims lost an average of £91k each in pension scams last year. Worryingly, in a recent survey, 32% of pension holders aged …

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Topics:PensionsRetirementTips

by Alexander Beard, on Jul 9, 2018 10:24:47 AM

Keeping track of your pension pots can feel like a full time job at times, particularly as we head towards a world where the average person will have eleven different …

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Topics:PensionsRetirementTipsUK

by Alexander Beard, on Jun 25, 2018 4:19:00 AM

Sound financial planning is not only good for your bank account – it could actually improve your life expectancy. If you’re reading this then you probably don’t need to be …

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Topics:Financial PlanningRetirementRisks

by Alexander Beard, on May 21, 2018 5:15:39 AM

One of the key advantages of saving for your retirement through a pension scheme is the tax relief you receive on the money you contribute, usually available at your usual …

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Topics:PensionsRetirementSavingsTax