USA

About Alexander Beard USA

Navigating your wealth across borders can be complex but with the right guidance, it becomes a strategic advantage. Whether you’ve built your wealth overseas, in USA, or both, we specialize in creating a Global Plan that connects your overall financial picture. We take the time to understand your goals, residency plans, and cross-border obligations, allowing us to craft a holistic strategy that keeps your journey financially secured.

Whether you are emigrating, immigrating, or working overseas on a fixed-term contract, you may have left behind investments that carry certain tax advantages in one country but not in another. These mismatches can create complexity, inefficiency, and even unexpected tax liabilities. We offer a number of tailored solutions to help you restructure or reposition these assets so your wealth continues working efficiently, no matter where life takes you.

Our approach focuses on aligning your investments, pensions, and savings across jurisdictions while using smart tax-deferral strategies to optimize global efficiency. From UK pension transfers and American retirement planning, to minimizing double taxation and foreign withholding taxes, we ensure your plan is not only compliant but designed to grow and protect your wealth. Whether you’re living in USA full-time or plan to move again in the future, we’ll help you maintain control, clarity, and confidence in your financial future across borders.

For example:

If you are British You may have heard the term ROPS – Recognized Overseas Pension Scheme. A ROPS is a UK-approved vehicle that allows you to transfer your UK pensions overseas. Unfortunately the US Revenue Service will not allow incoming transfers. However ABG have constructed a qualifying UK personal pension called AMVE$T which mirrors US IRA accounts, maintain the key tax advantages, with investment funds and withdrawals denominated in US$’s.

If you are a USA citizen living or moving overseas and have left behind a 401K or an IRA, then you may find some US pension providers will not want to continue holding your account. We have a legal, tax efficient solution with respected US providers.

If you are Irish, Canadian or South African, living in the USA, then our offices in those countries can continue to look after any local investments and pensions left behind, as well as providing expert advice on releasing and reinvesting whilst meeting any government exchange control regulations and ongoing tax reporting, that may exist.

Important information

Advisory services offered through Alexander Beard (USA) Inc. The firm is registered as an investment advisor with the Securities and Exchange Commission and only transacts business in states where it is properly notice filed, or is excluded or exempted from registration and/or notice filing requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability.

We are a member of Alexander Beard Group of Companies Limited. Registered in England No. 2144184.

Disclosures

• Form ADV Brochure
• Form CRS