top of page
  • Writer's pictureAlexander Beard

Why choose life insurance?

No-one likes to think about death, but if your family relies on you financially it's worth considering how much they'd need if you were no longer there. Life insurance can help protect your family's financial future, but just as important, it can provide valuable peace of mind at an already difficult time.

Five Important Reasons You May Need Life Cover

  • To financially support your family and loved ones, allowing them to maintain their standard of living without your income.

  • To pay off existing financial commitments, for example mortgage, credit card or car loan.

  • To provide future security for your children for example college or university fees.

  • If it’s important to you to leave an inheritance.

  • Often people living overseas from their family and loved ones want to be repatriated to their family upon death. It can be reassuring to know that you have provided the funds for your family to arrange this.

There are of course a number of factors you would need to consider, such as, what should the term of the policy be, how much cover would provide for your individual protection needs, how much can you afford to pay for the peace of mind, or whether you have any pre-existing health conditions, live in high risk locations, or have a high risk hobby or job, all of which can increase the cost of life insurance.

We arrange policies with a couple of carefully selected Insurers who can provide life insurance for individuals and families living outside of the UK. If you would like to discuss your options please contact

Lesley Stevens

Client Services Director - International Retirement Plan


bottom of page