Blog

  • New flexible pensions: why we will not be spending them all at once…

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    Much has been written about the new dawn of pensions flexibility ushered in by the Chancellor in his last budget. Amidst the thunderous applause and cries of ‘long overdue!’ from most pension holders there were, however, stern noises from certain quarters – Labour’s Ed Balls among them – that the overwhelming temptation for many would be to rush ou...
  • Things to do before moving abroad

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    If you are thinking of retiring abroad, did you know that while the UK full basic state pension for a single person was worth £79.60 in 2004 and in 2014 is now worth £113.10 a week, an increase of 42%, if the country you’re retiring to has a reciprocal agreement in place with the UK then the UK state pension will be paid and increased as normal. If...
  • Research reveals nation’s favourite retirement destinations

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    New research has revealed that over 6 million UK adults are planning to retire abroad, with an even split between Europe and the rest of the world. Of the estimated 3.2 million UK adults planning to retire in Europe, Spain attracts most retirees, with 26% of the vote. France and Italy are the second and third most popular destinations respectively,...
  • Peer-to-peer Lending and Crowdfunding: nothing ventured, nothing gained… but how risky are they?

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    Peer-to-peer Lending and Crowdfunding are, respectively, the new high(er) interest investment return and start-up funding phenomena that have attracted sufficient interest from city watchdog, the Financial Conduct Authority, for them to become a regulated investment as of April 1st this year. How attractive an investment are they though – and just...
  • Infographic: Financial Planning Infographic

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    What we do isn’t about providing advice on financial products. We take a different approach, a financial planning approach. The infographic below explains a little more.
  • 10 Financial tweeters to follow

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    We’re always here to talk through your financial plans but whilst we manage your money, on a day-to-day basis you might want to keep on top of the markets, or hear about the latest goings on and changes in the investment industry. For that, there are some great experts out there who you can follow on twitter and learn a little more about the financ...
  • Guide: 8 Key Steps of Financial Planning

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    Financial Planning is a way of organising your finances in order to achieve the goals you may have in your life: important things like saving for a move abroad, or retiring at the ideal point for you. Understanding exactly how this happens does not need to be complex and, in fact, it can be summarised in 8 Key Steps, which we have detailed in the b...
  • 9 Financial blogs to further your knowledge of finance

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    If you are seeking to gain some further insight into world finance and the UK economy, or just want to delve deeper into factors that could affect your personal financial position, then it is likely that there is a financial blog out there for you. To help you to discover some of the best, we have compiled a list of the top ten most informative, a...
  • 7 Alternatives to using pensions to save for retirement

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    Faced with a hefty 55 per cent pensions tax bill because of HM Revenue & Customs new lower lifetime pensions allowance, many middle-to-high earners with generous pension arrangements are seriously on the lookout for alternatives to pensions as savings vehicles for retirement. That is quite a few savers potentially hunting around, considering th...
  • What is FATCA, how can it impact British nationals in the US and what should you do about it?

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    The Foreign Account Tax Compliance Act, or FATCA, is a system designed to recoup tax from US citizens who have foreign investments, but British expatriates based in the US risk being sucked into the system and paying large fines on their investments back home. A relatively new initiative, FATCA was designed by the US government to recoup some of th...