Blog

  • Where did house prices increase and decrease the fastest in the UK in 2017?

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    Research into the housing market throughout 2017 has revealed the areas of the UK where property prices increased and decreased the most last year. Cheltenham in Gloucestershire was the place where prices grew at the fastest pace, with the average price of £313,150 marking a 13% rise – nearly five times the UK average increase of 2.7%. At the other...
  • Property scam – a cautionary tale

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    It’s a troubling norm of today’s society that most people will have heard a horror story about property fraud from a family member, a colleague from work or simply reading online. Importantly, these stories need to be kept in perspective: remember, the tales of properties being rented and sold without any noteworthy problems are the ones people usu...
  • Millennials on target to enjoy inheritance boom but not until they’re 61

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    A recent report has revealed that millennials are set to benefit from an ‘inheritance boom’ bigger than that experienced by any other generation in the post-war period. The Resolution Foundation, the think-tank which carried out the research, defined millennials as people currently aged between 17 and 35, and found that those within this age bracke...
  • 4 saving habits of millionaires

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    There are no shortcuts or guarantees when it comes to achieving self-made millionaire status. That said, it can’t hurt to look at the financial habits of those who have managed to do just that to try and boost your own coffers. Here are our top tips from looking at those who’ve become millionaires by age 30. Who knows, they might just lead to you b...
  • Great Expectations – Recent Stock Market Turmoil

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    My comments are intended to provide a sense of perspective on recent stock market events. I believe that they key factor driving markets at the moment is expectations of interest rate movements. The simple rule is that there is a hierarchy of risk and returns: A) If banks are paying low interest of say 0.5% then:- B) A Government Bond is a bit risk...
  • What will be the impact of the Brexit divorce bill?

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    Thanks to the ‘breakthrough’ deal struck in early December last year by Prime Minister Theresa May with the EU, we now know that there will not be a ‘hard border’ with Ireland, that the rights of both EU citizens in the UK and UK citizens in the EU will be protected, and that the ‘divorce bill’ figure will be somewhere between £35 billion and £39 b...
  • How can you tell if your accountant is embracing the future?

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    When choosing an accountant, there are obvious factors that you’ll take into consideration. Of course you’ll want someone who is completely trustworthy and highly competent, but one area you may not think of straight away is whether your accountant is someone whose methods are stuck in the past. A good accountancy firm will be open to adapting thei...
  • The VAT threshold and the issues it causes

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    The Chancellor Philip Hammond confirmed that the VAT threshold would remain frozen at £85,000 for at least the next two years in his Autumn Budget. Mr. Hammond’s reasoning was that the current threshold was well balanced to keep smaller businesses out of the VAT system. However, a recent report from the Office of Tax Simplification (OTS) suggests t...
  • How has auto-enrolment changed saving habits?

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    A recent report from the Resolution Foundation has revealed the impact that auto-enrolment is having on the saving habits of UK workers. One of the positive predictions from the think tank’s findings is that millennials are likely to enjoy the same level of retirement income as current pensioners, going against the pessimism which usually surrounds...
  • Changes 2018 in employee benefit legislation

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    Retirement Every year several figures for pension plans in the Netherlands are updated. Please find the most important changes below. Offset Pension system Minimum required offset 2017 Minimum required offset 2018 Final Pay € 14.850 € 15.099 Average Pay € 13.123 € 13.334 Defined Contribution € 13.123 € 13.334   The offset has to...