Blog

  • How’s global growth doing?

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    The International Monetary Fund (IMF) recently published its ‘World Economic Outlook’ report which suggests that whilst global growth in 2016 has been substandard, this is set to improve somewhat during 2017. The IMF’s report states that stifled global growth this year has been caused largely by the Brexit vote and the economic slowdown in the US,...
  • Does buy-to-let still pay?

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    The popularity of investing in property to fund retirement remains prevalent, in spite of the government’s attempts to make buy-to-let less and less attractive. But is buy-to-let investment really a viable alternative to a pension pot, for example? A recent study has investigated the numbers behind each option. The research looked at how £100,000 w...
  • New lifetime allowance could hit more than just ‘pension millionaires’

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    The latest figures surrounding the pensions lifetime allowance (LTA), which governs how much your pensions can be worth without triggering an extra tax charge, suggest that a considerable number of middle-income earners are being hit by the lower threshold. The amount collected from pensions exceeding the LTA by HMRC during the 2015-16 tax year cam...
  • COMMENTARY: DONALD TRUMP RECEIVES MANDATE TO “MAKE AMERICA GREAT AGAIN.”

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    “While this US election was supercharged emotionally driving down the financial markets, stock valuations are based on earning per share and other fundamental business factors. It's likely, based on the recent impact of the British vote to leave the EU which had a similar downward impacts on the global stock markets, that the Markets will recover o...
  • It’s not just the UK facing a steadily increasing retirement age…

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    Whilst the Brexit result of the EU referendum may have made many in the UK feel more distant from their European neighbours, it seems that the retirement proposals of a number of countries may be closer to our own than you might think. The Bundesbank, Germany’s central bank, recently made a muted proposal to raise the retirement age to 69 by 2060....
  • Triggering pensions freedoms without a plan could be costing you money

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    According to recent research, the introduction of pension freedoms has led to many thousands of people taking out large sums from their retirement funds, then leaving it earning them next to nothing in low-interest accounts. The figures from Citizens Advice who carried out the study suggest that around three in ten people are currently doing this,...
  • Three lessons about retirement from those who have already retired

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    Retirement is undoubtedly the section of your life which received the largest amount of planning for most people, with much of your working life spent ensuring you can live where and how you want once you’ve retired. However, as with all plans, there are always going to be aspects of your retirement which don’t end up quite how you’d expected, and...
  • Would you be happy renting in retirement?

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    A major goal for many during their retirement will be to enjoy their home after finishing paying off their mortgage. Depending on when you purchased your house however, and with house prices seeing a rise of 30% in the past decade, owning outright is becoming more difficult to achieve for some. Renting during retirement is therefore becoming more a...
  • Our Ever Changing World

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    Sadly many countries once considered to be safe and conflict free, can now no longer make those claims. As global citizens you may be committed to live and work in challenging environments. Please take a moment to ask yourself a couple of questions. Would my family be financially secure if I died or had a serious injury whilst living and working...
  • Eerste wijzigingen zorgpremies 2017 bekend

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    In vergelijking met 2015, toen er sprake was van een complete stelselwijziging rond de langdurige zorg, blijft het aantal wijzigingen in 2017 beperkt. Eigen Risico Het eigen risico stijgt dit jaar niet en blijft 385 euro. De vrijwillige eigen bijdrage blijft maximaal 500 euro per jaar. In 2015 heeft bijna 12% van de verzekerden vanaf 18 jaar gekoze...